Mortgage Rates in Saint Marys, Alaska30-Year Fixed mortgage rates in Saint Marys, Alaska are at 6.500% with 0.125% point(s), 15 Year Fixed mortgage rates in Saint Marys, Alaska are at 6.000% with 0.000% point(s), 30-Year Fixed mortgage rates today with 0.750% point(s) in Saint Marys, Alaska are at 5.875%. Saint Marys, Alaska Mortgage Rates:Search and compare mortgage rates and refinance rates in Saint Marys, AK. Our rate table has a list of Saint Marys, Alaska mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Saint Marys, Alaska. Save money by using our free tool to find customized mortgage and refinance rates for Saint Marys, Alaska (AK). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Saint Marys, Alaska you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Adjustable rates on 3/3 ARM loans in Saint Marys, Alaska with 0.000% point(s) are at 6.250%, Saint Marys, Alaska 7-Year ARM mortgage rates are at 6.250% with 0.000% point(s), Saint Marys, Alaska 5/1 ARM mortgage rates are at 6.498% with 0.000% point(s). Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.71%
5/6 ARM Jumbo
6.74%
Types of rates available in Saint Marys, AK include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Saint Marys, AK listed below. Mortgage Rates in Saint Marys, AK July 9, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Saint Marys, Alaska Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Saint Marys, Alaska? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Saint Marys, Alaska Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Saint Marys, Alaska? You can list your company, contact information, website an logo here. Contact us to find out how. Saint Marys, AK Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Alaska. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Saint Marys, AK mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Saint Marys, AK mortgage loans that have been made. As a result, Saint Marys, AK mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Saint Marys, AK Super Conforming Home Loan RatesSuper conforming mortgages in Saint Marys, AK are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Saint Marys, AK Jumbo Loan Interest RatesSaint Marys, AK jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Saint Marys, AK are usually 0.75 basis points higher than conforming mortgage rates in Saint Marys, AK because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Saint Marys, AK Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Saint Marys, AK. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Saint Marys, AK Adjustable Interest RatesSaint Marys, AK adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Saint Marys, AK Interest Only Home Mortgage RatesSaint Marys, AK interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Saint Marys, AK FHA Mortgage Mortgage RatesBorrowers in Saint Marys, AK must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Saint Marys, AK are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Saint Marys, AK Rates & ResourcesSaint Marys, Alaska Savings RatesSaint Marys, Alaska CD Rates Saint Marys, Alaska Bank Branches Saint Marys, Alaska Credit Union Branches Saint Marys, AK Mortgage ProductsSaint Marys, Alaska Conforming Mortgage RatesSaint Marys, Alaska Jumbo Mortgage Rates Saint Marys, Alaska Conforming Adjustable Mortgage Rates Saint Marys, Alaska Jumbo Adjustable Mortgage Rates Other Mortgage Rate Deals
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