Mortgage Rates in Alaska10 Year Fixed mortgage rates today with 0.000% point(s) in Alaska are at 6.125%, Current Alaska fixed rate mortgages for a 15-Year Fixed mortgage are at 6.125% with 0.000% point(s), Current Alaska fixed rate mortgages for a 15-Year Fixed mortgage are at 5.750% with 0.000% point(s). Alaska Mortgage Rates:Search and compare mortgage rates and refinance rates in Alaska. Our rate table has a list of Alaska mortgage rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. Compare mortgage and refinance rates in Alaska. Save money by using our free tool to find customized mortgage and refinance rates for Alaska (AK). Use our mortgage calculator to check how much monthly payments will be on your home loan. When you start your search for current mortgage rates in Alaska you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Mortgage rates on adjustable loans include 5/1 ARM with 0.000% point(s) in Alaska at 7.250%, Alaska 10/6 ARM mortgage rates are at 6.625% with 0.000% point(s), Mortgage rates on adjustable loans include 7/1 ARM with 0.000% point(s) in Alaska at 5.750%. Mortgage
APR
30-Year Fixed Conforming
5.73%
15-Year Fixed Conforming
5.53%
30-Year Fixed Jumbo
5.73%
15-Year Fixed Jumbo
5.53%
5/6 ARM Conforming
6.58%
5/6 ARM Jumbo
7.22%
Types of rates available in Alaska include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Alaska listed below. Mortgage Rates in Alaska December 11, 2024Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Alaska Lenders and Mortgage BrokersList your company here at no cost: Are you a lender or mortgage broker in Alaska? Are you interested in having your company, contact information, website and logo listed here? Contact us at to find out how. Alaska Real Estate AgentsList your contact information at no cost: Are you a real estate agent agent in Alaska? You can list your company, contact information, website an logo here. Contact us to find out how. Alaska Conforming Mortgage RatesConforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Alaska. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities. Alaska mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Alaska mortgage loans that have been made. As a result, Alaska mortgage rates today are lower than jumbo interest rates in $regionName. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years. Alaska Super Conforming Home Loan RatesSuper conforming mortgages in Alaska are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities. Alaska Jumbo Loan Interest RatesAlaska jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Alaska are usually 0.75 basis points higher than conforming mortgage rates in Alaska because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Alaska Fixed Rate MortgagesFixed rate mortgages are the most common mortgage available in Alaska. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees. Alaska Adjustable Interest RatesAlaska adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years. Alaska Interest Only Home Mortgage RatesAlaska interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom. Alaska FHA Mortgage Mortgage RatesBorrowers in Alaska must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Alaska are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan. Cities in AlaskaAdakAkiachakAkiakAkutanAlakanukAleknagikAllakaketAmblerAnaktuvuk PassAnchor PointAnchorageAndersonAngoonAniakAnvikArctic VillageAtkaAtqasukAuke BayBarrowBeaverBethelBettles FieldBig LakeBrevig MissionBucklandCantwellCentralChalkyitsikChefornakChevakChickenChignikChignik LagoonChignik LakeChitinaChugiakCircleClam GulchClarks PointClearCoffman CoveCold BayCollegeCooper LandingCopper CenterCordovaCraigCrooked CreekDeeringDelta JunctionDenali National ParkDillinghamDouglasDutch HarborEagleEagle RiverEekEgegikEielson AFBEkwokElfin CoveElimElmendorf AFBEmmonakEsterFairbanksFalse PassFlatFort RichardsonFort WainwrightFort YukonFunny RiverGakonaGalenaGambellGirdwoodGlennallenGoodnews BayGraylingGustavusHainesHealyHoly CrossHomerHoonahHooper BayHopeHoustonHughesHusliaHydaburgHyderIliamnaIndianJuneauKakeKaktovikKalskagKaltagKarlukKasiglukKasilofKenaiKetchikanKianaKing CoveKing SalmonKipnukKivalinaKlawockKnikKobukKodiakKotlikKotzebueKoyukKoyukukKwethlukKwigillingokLake MinchuminaLarsen BayLevelockLower alskagManley Hot SpringsManokotakMarshallMcGrathMekoryukMetlakatlaMeyers ChuckMintoMoose PassMountain VillageNaknekNapakiakNenanaNew StuyahokNightmuteNikiskiNikolaiNikolskiNinilchikNoatakNomeNondaltonNoorvikNorth PoleNorthwayNuiqsutNulatoNunapitchukOld HarborOuzinkiePalmerPedro BayPelicanPerryvillePetersburgPilot PointPilot StationPlatinumPoint BakerPoint HopePoint LayPort AlexanderPort AlsworthPort HeidenPort LionsPrudhoe BayQuinhagakRampartRed DevilRubyRussian MissionSaint George IslandSaint MarysSaint MichaelSaint Paul IslandSalchaSand PointSavoongaScammon BaySelawikSeldoviaSewardShagelukShaktoolikSheldon PointShishmarefShungnakSitkaSkagwaySkwentnaSleetmuteSoldotnaSouth NaknekStebbinsSterlingStevens VillageSuttonTakotnaTalkeetnaTanacrossTananaTatitlekTellerTenakee SpringsTetlinThorne BayTogiakTokToksook BayTrapper CreekTuluksakTuntutuliakTununakTwo RiversTyonekUnalakleetUnalaskaValdezVenetieWainwrightWalesWard CoveWasillaWhite MountainWhittierWillowWrangellYakutatOther Mortgage Rate Deals
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