Cleveland, TN Mortgage Rates and Refinance Rates

Cleveland, Tennessee Mortgage Rates - Refinance Rates

Cleveland, TN: Search and compare mortgage rates and refinance rates in Cleveland, TN. Our rate table has a list of Cleveland, Tennessee mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Cleveland, TN include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Cleveland, TN listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 37201, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # 109124
(877) 892-7165
at 1.000 pts
45 day lock rate
Est payment: $1,381.16
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # 2625
(877) 899-4115
at 0.100 pts
30 day lock rate
Est payment: $1,345.38
Fees in APR: $3,793
Bankrate MSG 
 
Next button
Sebonic Financial Logo
NMLS # 66247
(877) 661-8303
at 1.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.625 pts
40 day lock rate
Est payment: $1,393.22
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # No.4318
(877) 561-0247
at 1.000 pts
45 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
(877) 661-8303
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.000 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $995
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # 109124
(877) 892-7165
at 0.000 pts
45 day lock rate
Est payment: $1,405.34
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # No.4318
(877) 561-0247
at 0.000 pts
45 day lock rate
Est payment: $1,405.34
Fees in APR: $1,195
 
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # 2625
(877) 899-4115
at 0.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $1,495
Bankrate MSG 
 
Next button
Sebonic Financial Logo
NMLS # 66247
(877) 661-8303
at 2.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # No.4318
(877) 561-0247
at 2.000 pts
45 day lock rate
Est payment: $2,028.53
Fees in APR: $1,950
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # 109124
(877) 892-7165
at 2.000 pts
30 day lock rate
Est payment: $1,357.24
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # 2625
(877) 899-4115
at 1.100 pts
30 day lock rate
Est payment: $1,333.58
Fees in APR: $3,069
Bankrate MSG 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 2.000 pts
40 day lock rate
Est payment: $1,369.17
Fees in APR: $995
 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Cleveland, TN Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Tennessee. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Cleveland, TN mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Cleveland, TN mortgage loans that have been made. As a result, Cleveland, TN mortgage rates today are lower than jumbo interest rates in Cleveland, TN. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Cleveland, TN Super Conforming Home Loan Rates

Super conforming mortgages in Cleveland, TN are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Cleveland, TN Jumbo Loan Interest Rates

Cleveland, TN jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Cleveland, TN are usually 0.75 basis points higher than conforming interest rates in Cleveland, TN because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Cleveland, TN Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Cleveland, TN. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Cleveland, TN Adjustable Interest Rates

Cleveland, TN adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Cleveland, TN Interest Only Home Mortgage Rates

Cleveland, TN interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Cleveland, TN FHA Mortgage Mortgage Rates

Borrowers in Cleveland, TN must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Cleveland, TN are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Cleveland, TN Rates & Resources


Cleveland FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Andrew Johnson Bank

22015 217 Broad Street, Nw, Cleveland, TN 37311

Andrew Johnson Bank

22015 555 North Ocoee Street, Cleveland, TN 37311

Bank of Cleveland

26955 1200 Perimeter Drive, Cleveland, TN 37311

Bank of Cleveland

26955 1400 25th Street, N.W., Cleveland, TN 37311

Bank of Cleveland

26955 190 Paul Huff Parkway, Cleveland, TN 37320

Bank of Cleveland

26955 315 Broad Street, Northwest, Cleveland, TN 37311

Bank of Cleveland

26955 75 First Street, N.W., Cleveland, TN 37320

Branch Banking and Trust Company

9846 101 Keith Street Nw, Cleveland, TN 37311

Branch Banking and Trust Company

9846 2305 Keith Street, Cleveland, TN 37311

Branch Banking and Trust Company

9846 2375 Mcgrady Lane Se, Cleveland, TN 37323

Branch Banking and Trust Company

9846 86 Stuart Road, Cleveland, TN 37312

First Bank

8663 4160 North Ocoee Street, Suite 5, Cleveland, TN 37312

First National Bank

4947 137 Ocoee Crossing Nw, Cleveland, TN 37312

First Tennessee Bank, National Association

4977 100 Keith Street, Cleveland, TN 37311

First Tennessee Bank, National Association

4977 1630 Springplace Road, Cleveland, TN 37311

First Tennessee Bank, National Association

4977 170 Mouse Creek Road, Cleveland, TN 37311

First Tennessee Bank, National Association

4977 4345 Keith Drive, Northwest, Cleveland, TN 37312

First Tennessee Bank, National Association

4977 775 Raider Drive, Cleveland, TN 37311

First Tennessee Bank, National Association

4977 85 25th Street, Cleveland, TN 37311

FSGBANK, National Association

35525 301 Keith Street, Village Green Town Center, Cleveland, TN 37311

FSGBANK, National Association

35525 52 Mouse Creek Rd, Cleveland, TN 37312

Regions Bank

12368 178 Paul Huff Parkway, Cleveland, TN 37312

Regions Bank

12368 20 N Ocoee Street, Cleveland, TN 37311

Regions Bank

12368 2450 Treasury Drive Se, Cleveland, TN 37323

Regions Bank

12368 910 25th Street, N.W., Cleveland, TN 37312

SouthEast Bank & Trust

57348 1701 Keith Street Nw, Cleveland, TN 37311

Southern Heritage Bank

35093 2530 Dalton Pike, Cleveland, TN 37323

Southern Heritage Bank

35093 3020 Keith Street, Cleveland, TN 37312

Southern Heritage Bank

35093 3795 Georgetown Road, Cleveland, TN 37312

SunTrust Bank

867 1432 Twenty-Fifth Street, Cleveland, TN 37311

SunTrust Bank

867 2300 Treasury Dr Se, Cleveland, TN 37323

SunTrust Bank

867 4495 Keith Street, Cleveland, TN 37312

SunTrust Bank

867 93 Ocoee Street, N.E., Cleveland, TN 37311

United Community Bank

16889 2525 Keith Street, Cleveland, TN 37312

United Community Bank

16889 4405 North Oconee Street, Cleveland, TN 37312