North Myrtle Beach, SC Mortgage Rates and Refinance Rates

North Myrtle Beach, South Carolina Mortgage Rates - Refinance Rates

North Myrtle Beach, SC: Search and compare mortgage rates and refinance rates in North Myrtle Beach, SC. Our rate table has a list of North Myrtle Beach, South Carolina mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current Mortgage Rates or mortgage refinance rates you need to first have an understanding of the types of mortgages available and the corresponding interest rates. Types of mortgages interest rates and refinance mortgage rates available in North Myrtle Beach, SC include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in North Myrtle Beach, SC listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 29206, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Discover Home Loans, Inc Logo
NMLS # 837915
at 1.500 pts
40 day lock rate
Est payment: $1,393.22
Fees in APR: $1,750
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS-66247
(877) 661-8303
at 2.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MLS-174457
at 2.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $1,950
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLS - 1168
(877) 892-7165
at 2.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $800
Billions Funded. Direct Lender. 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLS - 1168
(877) 892-7165
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $800
Billions Funded. Direct Lender. 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MLS-174457
at 1.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: None
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS-66247
(877) 661-8303
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 1.000 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $1,750
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLS - 1168
(877) 892-7165
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $800
Billions Funded. Direct Lender. 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 0.000 pts
40 day lock rate
Est payment: $1,429.77
Fees in APR: $1,750
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MLS-174457
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $595
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLS-66247
(877) 661-8303
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $695
 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





North Myrtle Beach, SC Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of South Carolina. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

North Myrtle Beach, SC mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell North Myrtle Beach, SC mortgage loans that have been made. As a result, North Myrtle Beach, SC mortgage rates today are lower than jumbo interest rates in North Myrtle Beach, SC. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

North Myrtle Beach, SC Super Conforming Home Loan Rates

Super conforming mortgages in North Myrtle Beach, SC are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

North Myrtle Beach, SC Jumbo Loan Interest Rates

North Myrtle Beach, SC jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in North Myrtle Beach, SC are usually 0.75 basis points higher than conforming interest rates in North Myrtle Beach, SC because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

North Myrtle Beach, SC Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in North Myrtle Beach, SC. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

North Myrtle Beach, SC Adjustable Interest Rates

North Myrtle Beach, SC adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

North Myrtle Beach, SC Interest Only Home Mortgage Rates

North Myrtle Beach, SC interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

North Myrtle Beach, SC FHA Mortgage Mortgage Rates

Borrowers in North Myrtle Beach, SC must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in North Myrtle Beach, SC are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for North Myrtle Beach, SC Rates & Resources


North Myrtle Beach FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Anderson Brothers Bank

9923 1799 Highway 17 North, North Myrtle Beach, SC 29597

Bank of America, National Association

3510 1339 U.S. Highway 17, South, North Myrtle Beach, SC 29582

Bank of North Carolina

33527 710 Highway 17 North, North Myrtle Beach, SC 29582

Branch Banking and Trust Company

9846 521 Main St, North Myrtle Beach, SC 29582

Branch Banking and Trust Company

9846 720 Highway 17 South, North Myrtle Beach, SC 29582

Carolina Bank & Trust Co.

16723 1043 Sea Mountain Hwy, North Myrtle Beach, SC 29582

Carolina First Bank

26849 1201 Sea Mountain Highway, North Myrtle Beach, SC 29582

Carolina First Bank

26849 1801 Highway 17 South, North Myrtle Beach, SC 29582

Crescent Bank

57135 700 Main Street, North Myrtle Beach, SC 29582

First Citizens Bank and Trust Company, Inc.

15504 601 Highway 17 South, North Myrtle Beach, SC 29582

Horry County State Bank

27139 4400 Hwy 17 South, North Myrtle Beach, SC 29582

Horry County State Bank

27139 617 Hwy. 17 South, North Myrtle Beach, SC 29582

Sandhills Bank

17953 1020 Highway 17 North, North Myrtle Beach, SC 29582

Synovus Bank

873 4517 U.S. Highway 17 South, North Myrtle Beach, SC 29582

Synovus Bank

873 780 Main Street, North Myrtle Beach, SC 29582

The Conway National Bank

2102 110 Highway 17 North, North Myrtle Beach, SC 29582

The Conway National Bank

2102 Highway 17 And Chestnut Road, North Myrtle Beach, SC 29582

Wells Fargo Bank, National Association

3511 1025 Highway 17 South, North Myrtle Beach, SC 29582