Refinance rates dropped today following 10 year bond yields lower which moved below 2.00% yesterday. Refinance rates will increase tomorrow since 10 year bond yields today are back above 2.00% at 2.05%. Current refinance rates on 30 year loans are averaging 4.02%, down from Wednesday's average 30 year refinance rate of 4.09%. Mortgage refinance rates on 15 year loans are averaging 3.29%, a decline from yesterday's average 15 year refinance rate of 3.36%.

Search and compare refinance rates from many lenders by using our refinance rate table here: Refinance Rates. Unlike most websites, no personal information is needed to view a list of current refinance rates.

30 year jumbo refinance rates are averaging 4.45%, a decrease from yesterday's average 30 year jumbo refinancing rate of 4.48%. The spread between 30 year conforming refinance rates and 30 year jumbo refinance rates is only 0.43%. During the financial crisis the spread was more than1.50%. 15 year jumbo refinance mortgage rates are averaging 3.70%, an increase from yesterday's average 15 year jumbo refi rate of 3.68%.

Refinance Rates

Conforming Adjustable Loan – Refinance Rates Today

1 year adjustable refinance rates today are averaging 3.74%, down from last week’s average 1 year adjustable jumbo refinance rate of 3.79%.

Today's refinance rates on 3 year adjustable loans are averaging 2.74%, an increase from last week’s average 3 year adjustable refinance rate of 2.60%.

5 year adjustable refinancing rates are averaging 2.73%, a decrease from the prior week’s average 5 year adjustable refinance rate of 2.78%.

Current 7 year adjustable refi rates are averaging 3.03%,  a decline from the previous week’s average 7 year adjustable refinancing  rate of 3.12%.

10 year adjustable refi rates currently are averaging 3.53%, down from last week’s average 10 year adjustable rate of 3.60%.

Adjustable Jumbo Refi Loans –Current Refinance Rates

Current 1 year jumbo adjustable refinance rates are at 4.50%, unchanged from last week’s average adjustable jumbo refinance rate.

3 year adjustable jumbo refinance rates today are averaging lower at 3.46%, up from last week’s average 3 year jumbo adjustable refinance rate of 3.42%.

5 year adjustable jumbo refinance rates currently are averaging 2.94%, down last week’s average jumbo adjustable refinance loans rate of 3.03%.

7 year jumbo adjustable refinance home loan rates today are averaging 3.44%, down change from last week’s average 7 year adjustable refinance home rate of 3.57%.

10 year jumbo home refinance rates are averaging 3.95%, down from the prior week’s average 10 year jumbo refinance rates of 3.97%.

Conforming Adjustable Interest Only Adjustable Refinance Loans – Today's Refinance Rates

3 year interest only adjustable refinance rates and are averaging 2.87%, up from last week’s average interest only refinance rate of 2.85%.

5 year IO adjustable loan refinance rates today are averaging 2.84%, a decline from last week’s average five year interest only home refinance rate of 2.93%.

7 year interest only adjustable loan refinance rates are averaging 3.16%, a decline from last week’s average 7 year interest-only refinance rates of 3.44%.

Adjustable Interest Only Jumbo Loans – Refinance Rates Current

Today’s 3 year jumbo refinancing rates are averaging 3.65%, up from last week’s average jumbo adjustable interest only refinance rate of 3.58%.

Current 5 year adjustable jumbo interest only refinance rates are averaging 3.38%, down from last week’s average IO home refinance rate of 3.43%.

Today’s 7 year jumbo interest only adjustable refinance rates are averaging 3.65%, down from last week’s average jumbo 7 year home refinance loan rate of 3.79%.