Plainfield, IL Mortgage Rates and Refinance Rates

Plainfield, Illinois Mortgage Rates - Refinance Rates

Plainfield, IL: Search and compare mortgage rates and refinance rates in Plainfield, IL. Our rate table has a list of Plainfield, Illinois mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Plainfield, IL include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Plainfield, IL listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 62701, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
RockBottom Mortgage Logo
NMLS # 1141327
State Lic # MB.6761020
at 0.000 pts
45 day lock rate
Est payment: $1,369.17
Fees in APR: None
Free No Obligation Loan Quote with NO COST OPTIONS 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MB.0006749
(877) 892-7165
at 0.000 pts
45 day lock rate
Est payment: $1,405.34
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
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InterBank Lending Logo
NMLS # 7872
State Lic # MB.0006421
(877) 609-5251
at 0.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $613
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MB.6760960
(877) 661-8303
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
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Capital One Logo
NMLS # 453156
(877) 814-7279
at 0.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $1,512
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.000 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MB.6760709
(877) 561-0247
at 0.000 pts
45 day lock rate
Est payment: $1,405.34
Fees in APR: $1,095
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MB.0006749
(877) 892-7165
at 1.000 pts
45 day lock rate
Est payment: $1,381.16
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MB.6760960
(877) 661-8303
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.500 pts
40 day lock rate
Est payment: $1,393.22
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MB.6760709
(877) 561-0247
at 1.000 pts
45 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Capital One Logo
NMLS # 453156
(877) 814-7279
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,512
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # MB.6760709
(877) 561-0247
at 2.000 pts
45 day lock rate
Est payment: $2,028.53
Fees in APR: $1,950
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 1.875 pts
40 day lock rate
Est payment: $1,369.17
Fees in APR: $995
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MB.6760960
(877) 661-8303
at 2.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
Capital One Logo
NMLS # 453156
(877) 814-7279
at 2.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,512
 
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MB.0006749
(877) 892-7165
at 2.000 pts
30 day lock rate
Est payment: $1,357.24
Fees in APR: $1,200
Billions Funded. Direct Lender. 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Plainfield, IL Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Illinois. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Plainfield, IL mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Plainfield, IL mortgage loans that have been made. As a result, Plainfield, IL mortgage rates today are lower than jumbo interest rates in Plainfield, IL. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Plainfield, IL Super Conforming Home Loan Rates

Super conforming mortgages in Plainfield, IL are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Plainfield, IL Jumbo Loan Interest Rates

Plainfield, IL jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Plainfield, IL are usually 0.75 basis points higher than conforming interest rates in Plainfield, IL because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Plainfield, IL Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Plainfield, IL. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Plainfield, IL Adjustable Interest Rates

Plainfield, IL adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Plainfield, IL Interest Only Home Mortgage Rates

Plainfield, IL interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Plainfield, IL FHA Mortgage Mortgage Rates

Borrowers in Plainfield, IL must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Plainfield, IL are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Plainfield, IL Rates & Resources


Plainfield FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 12612 South State Route 59, Plainfield, IL 60544

Bank of Shorewood

22637 5650 Canton Farm Road, Plainfield, IL 60586

Citizens First National Bank

3731 14429 South Route 30, Plainfield, IL 60544

First Community Bank of Plainfield

58769 14150 S Route 30, Plainfield, IL 60544

First Midwest Bank

3709 2300 Illinois Route 59, Plainfield, IL 60544

First Midwest Bank

3709 410 Lockport Street, Plainfield, IL 60544

First National Bank of Illinois

16280 13600 S Route 59, Plainfield, IL 60544

Harris National Association

16571 15101 South Route 59, Plainfield, IL 60544

Harris National Association

16571 15901 South Route 59, Plainfield, IL 60586

Harris National Association

16571 2251 Route 59, Plainfield, IL 60586

Integra Bank National Association

4392 12251 S Route 59, Plainfield, IL 60585

Integra Bank National Association

4392 2320 S Route 59, Plainfield, IL 60586

JPMorgan Chase Bank, National Association

628 13661 S Rt 59, Plainfield, IL 60544

JPMorgan Chase Bank, National Association

628 601 North Illinois Street, Plainfield, IL 60544

Oxford Bank & Trust

9260 13440 Route 59, Plainfield, IL 60585

PNC Bank, National Association

6384 13470 South Route 59, Plainfield, IL 60585

PNC Bank, National Association

6384 2402 Route 59, Plainfield, IL 60586

RBS Citizens, National Association

57957 12690 S State Route 59, Plainfield, IL 60544

TCF National Bank

28330 13460 S. Route 59, Plainfield, IL 60585

TCF National Bank

28330 2480 Route 59, Plainfield, IL 60544

U.S. Bank National Association

6548 13521 South Route 59, Plainfield, IL 60544