Lawrenceville, GA Mortgage Rates and Refinance Rates

Lawrenceville, Georgia Mortgage Rates - Refinance Rates

Lawrenceville, GA: Search and compare mortgage rates and refinance rates in Lawrenceville, GA. Our rate table has a list of Lawrenceville, Georgia mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Lawrenceville, GA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Lawrenceville, GA listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 30301, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Pentagon Federal Credit Union Logo
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 0.000 pts
40 day lock rate
Est payment: $1,429.77
Fees in APR: $995
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # No. 16020
(877) 661-8303
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $895
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
at 0.000 pts
45 day lock rate
Est payment: $1,381.16
Fees in APR: $795
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # No. 16020
(877) 661-8303
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 1.000 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
at 1.000 pts
45 day lock rate
Est payment: $1,369.17
Fees in APR: $195
 
 
Next button
Pentagon Federal Credit Union Logo
at 1.000 pts
60 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
at 2.000 pts
45 day lock rate
Est payment: $2,028.53
Fees in APR: $1,950
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # No. 16020
(877) 661-8303
at 2.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 1.625 pts
40 day lock rate
Est payment: $1,393.22
Fees in APR: $995
 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Lawrenceville, GA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Georgia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Lawrenceville, GA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Lawrenceville, GA mortgage loans that have been made. As a result, Lawrenceville, GA mortgage rates today are lower than jumbo interest rates in Lawrenceville, GA. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Lawrenceville, GA Super Conforming Home Loan Rates

Super conforming mortgages in Lawrenceville, GA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Lawrenceville, GA Jumbo Loan Interest Rates

Lawrenceville, GA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Lawrenceville, GA are usually 0.75 basis points higher than conforming interest rates in Lawrenceville, GA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Lawrenceville, GA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Lawrenceville, GA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Lawrenceville, GA Adjustable Interest Rates

Lawrenceville, GA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Lawrenceville, GA Interest Only Home Mortgage Rates

Lawrenceville, GA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Lawrenceville, GA FHA Mortgage Mortgage Rates

Borrowers in Lawrenceville, GA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Lawrenceville, GA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Lawrenceville, GA Rates & Resources


Lawrenceville FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Ameris Bank

20504 1846 Old Norcross Road, Suite 300, Lawrenceville, GA 30045

Bank of America, National Association

3510 1014 Old Peachtree Road Northwest, Lawrenceville, GA 30043

Bank of America, National Association

3510 1475 Buford Drive, Lawrenceville, GA 30043

Bank of America, National Association

3510 3985 Sugarloaf Pkwy, Lawrenceville, GA 30044

Bank of America, National Association

3510 455 Grayson Highway, Lawrenceville, GA 30045

Bank of America, National Association

3510 615 West Pike Street, Lawrenceville, GA 30045

Bank of America, National Association

3510 840 Oak Road, Lawrenceville, GA 30044

Bank of America, National Association

3510 950 Herrington Road, Lawrenceville, GA 30044

Branch Banking and Trust Company

9846 3305 Sugarloaf Parkway, Lawrenceville, GA 30044

Branch Banking and Trust Company

9846 390 West Crogan Street, Lawrenceville, GA 30046

Branch Banking and Trust Company

9846 850 Lawrenceville Suwanee Road, Lawrenceville, GA 30043

Cedar Hill National Bank

34478 1000 Hurricane Shoals Road, Building D, 316 Business Center, Lawrenceville, GA 30043

Embassy National Bank

58413 1817 North Brown Road, Lawrenceville, GA 30043

Fidelity Bank

21440 2080 Riverside Parkway, Lawrenceville, GA 30043

Fidelity Bank

21440 415 Grayson Highway, Lawrenceville, GA 30045

Fifth Third Bank

6672 1250 Scenic Highway, Suite 1100, Lawrenceville, GA 30045

Fifth Third Bank

6672 165 Nash Street, Lawrenceville, GA 30045

Fifth Third Bank

6672 870 Lawrenceville Suwanne Road, Lawrenceville, GA 30043

JPMorgan Chase Bank, National Association

628 3340 Sugarloaf Pkwy Ste A, Lawrenceville, GA 30044

JPMorgan Chase Bank, National Association

628 690 Collins Hill Rd, Lawrenceville, GA 30045

Peoples Bank & Trust

25795 2370 Buford Drive, Lawrenceville, GA 30043

RBC Bank (USA)

33184 1034 Old Peachtree Road, Lawrenceville, GA 30043

RBC Bank (USA)

33184 291 Gwinnett Drive, Lawrenceville, GA 30045

SunTrust Bank

867 3590 Club Drive, Lawrenceville, GA 30044

SunTrust Bank

867 4095 Sugarloaf Parkway, Lawrenceville, GA 30044

SunTrust Bank

867 4850 Sugarloaf Parkway, Lawrenceville, GA 30044

SunTrust Bank

867 630 Collins Hill Road, Lawrenceville, GA 30045

SunTrust Bank

867 701 Duluth Highway, N.W., Lawrenceville, GA 30045

SunTrust Bank

867 911 Duluth Highway, Lawrenceville, GA 30045

The Brand Banking Company

878 106 East Crogan Street, Lawrenceville, GA 30046

The Brand Banking Company

878 141 Hurricane Shoals Road Ne, Lawrenceville, GA 30046

The Piedmont Bank

58374 1035 Old Peachtree Road Nw, Lawrenceville, GA 30043

The Piedmont Bank

58374 185 Gwinnett Drive, Lawrenceville, GA 30046

TIB The Independent Bankersbank

23647 1550 North Brown Rd. Suite 150, Lawrenceville, GA 30043

United Community Bank

16889 2230 Riverside Parkway, Lawrenceville, GA 30043

Wells Fargo Bank, National Association

3511 1062 Old Peachtree Road Nw, Lawrenceville, GA 30043

Wells Fargo Bank, National Association

3511 161 South Clayton Street, Lawrenceville, GA 30045

Wells Fargo Bank, National Association

3511 3065 Lawrenceville Highway, Lawrenceville, GA 30044

Wells Fargo Bank, National Association

3511 3325 Sugarloaf Parkway, Lawrenceville, GA 30045

Wells Fargo Bank, National Association

3511 690 Duluth Hwy, Lawrenceville, GA 30045

Wells Fargo Bank, National Association

3511 901 Duluth Highway, Lawrenceville, GA 30043