Duluth, GA Mortgage Rates and Refinance Rates

Duluth, Georgia Mortgage Rates - Refinance Rates

Duluth, GA: Search and compare mortgage rates and refinance rates in Duluth, GA. Our rate table has a list of Duluth, Georgia mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments. When you start your search for current mortgage rates you need to first have an understanding of the types of mortgages available and their corresponding interest rates. Types of rates available in Duluth, GA include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Duluth, GA listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 30301, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.000 pts
40 day lock rate
Est payment: $1,429.77
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
(877) 561-0247
at 0.000 pts
45 day lock rate
Est payment: $1,417.52
Fees in APR: $1,695
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.500 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
(877) 561-0247
at 1.000 pts
45 day lock rate
Est payment: $1,405.34
Fees in APR: $395
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # 24020
(877) 561-0247
at 2.000 pts
45 day lock rate
Est payment: $2,028.53
Fees in APR: $1,950
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 1.750 pts
40 day lock rate
Est payment: $1,380.20
Fees in APR: $995
 
 
Next button
Citizens Bank
3.561%
10/31/2014
3.500%
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $829
 
 
First-Citizens Bank & Trust Company
3.561%
10/30/2014
3.500%
at 0.000 pts
45 day lock rate
Est payment: $1,429.77
Fees in APR: $842
 
 
Raymond James Bank, NA
3.474%
10/29/2014
3.375%
at 0.000 pts
45 day lock rate
Est payment: $1,417.52
Fees in APR: $1,354
 
 
HSBC Bank USA, N.A.
3.381%
10/29/2014
3.330%
at 0.000 pts
60 day lock rate
Est payment: $1,413.13
Fees in APR: $705
 
 
Regions Bank
3.568%
10/29/2014
3.500%
at 0.000 pts
30 day lock rate
Est payment: $1,429.77
Fees in APR: $933
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Duluth, GA Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Georgia. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Duluth, GA mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Duluth, GA mortgage loans that have been made. As a result, Duluth, GA mortgage rates today are lower than jumbo interest rates in Duluth, GA. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Duluth, GA Super Conforming Home Loan Rates

Super conforming mortgages in Duluth, GA are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Duluth, GA Jumbo Loan Interest Rates

Duluth, GA jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Duluth, GA are usually 0.75 basis points higher than conforming interest rates in Duluth, GA because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Duluth, GA Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Duluth, GA. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Duluth, GA Adjustable Interest Rates

Duluth, GA adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Duluth, GA Interest Only Home Mortgage Rates

Duluth, GA interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Duluth, GA FHA Mortgage Mortgage Rates

Borrowers in Duluth, GA must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Duluth, GA are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Duluth, GA Rates & Resources


Duluth FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 10950 Medlock Bridge Road, Duluth, GA 30097

Bank of America, National Association

3510 2608 Pleasant Hill Road, Duluth, GA 30096

Bank of America, National Association

3510 2724 Meadow Church Road, Duluth, GA 30097

Bank of America, National Association

3510 3542 Satellite Boulevard, Duluth, GA 30096

Bank of America, National Association

3510 3552 Satellite Boulevard, Duluth, GA 30096

Bank of America, National Association

3510 3595 Peachtree Industrial Boulevard, Duluth, GA 30096

Bank of Upson

17041 5955 State Bridge Road, Suite 100, Duluth, GA 30097

Branch Banking and Trust Company

9846 2400 Pleasant Hill Road, Suite 200, Duluth, GA 30136

Branch Banking and Trust Company

9846 3209 Buford Highway, Duluth, GA 30096

Branch Banking and Trust Company

9846 6475 Sugarloaf Parkway, Duluth, GA 30097

East West Bank

31628 2540 Pleasant Hill Road, Duluth, GA 30096

Eastside Commercial Bank

58125 2905 Premier Parkway, Suite 150, Duluth, GA 30097

Fifth Third Bank

6672 11033 Medlock Bridge Rd., Duluth, GA 30097

Fifth Third Bank

6672 3455 Peachtree Industrial Boulevard, Duluth, GA 30096

First Citizens Bank and Trust Company, Inc.

15504 6340 Sugarloaf Parkway, Nw, Suite 100, Duluth, GA 30097

First Intercontinental Bank

34998 10820 Abbotts Bridge Road, Duluth, GA 30097

First Intercontinental Bank

34998 2230 Pleasant Hill Road, Duluth, GA 30096

Gwinnett Community Bank

35249 2775 Buford Highway, Duluth, GA 30096

JPMorgan Chase Bank, National Association

628 2640 Old Peachtree Rd, Duluth, GA 30096

JPMorgan Chase Bank, National Association

628 3780 Old Norcross Rd, Duluth, GA 30096

KeyWorth Bank

58617 6515 Sugarloaf Parkway, Duluth, GA 30097

Metro City Bank

58181 3725 Old Norcross Road, Duluth, GA 30096

NOA Bank

58657 2476 Pleasant Hill Road, Duluth, GA 30096

RBC Bank (USA)

33184 3764 Old Norcross Road, Duluth, GA 30096

RBC Bank (USA)

33184 9570 Medlock Bridge Road, Duluth, GA 30097

Regions Bank

12368 1581 Satellite Boulevard, Duluth, GA 30097

Regions Bank

12368 3285 Satellite Boulevard, Duluth, GA 30096

Shinhan Bank America

33188 2170 Pleasant Hill Road, Duluth, GA 30096

SunTrust Bank

867 1625 Pleasent Hill Drive, Duluth, GA 30096

SunTrust Bank

867 2171 Pleasant Hill Road, Duluth, GA 30096

SunTrust Bank

867 2698 Buford Highway, Duluth, GA 30096

SunTrust Bank

867 2734 Meadow Church Road, Duluth, GA 30097

SunTrust Bank

867 9600 Medlock Bridge Road, Duluth, GA 30097

The Brand Banking Company

878 6224 Sugarloaf Pkwy, Duluth, GA 30097

Touchmark National Bank

58687 3170 Peachtree Industrial Blvd., Suite 100, Duluth, GA 30097

United Community Bank

16889 6600 Mcginnis Ferry Road, Duluth, GA 30097

Wells Fargo Bank, National Association

3511 2731 Meadow Church Road, Duluth, GA 30097

Wells Fargo Bank, National Association

3511 3072 Old Norcross Road, Duluth, GA 30096

Wells Fargo Bank, National Association

3511 3400 Satellite Boulevard, Duluth, GA 30096

Wells Fargo Bank, National Association

3511 4170 Pleasant Hill Road, Duluth, GA 30096

Wells Fargo Bank, National Association

3511 5825 State Bridge Road, Duluth, GA 30097

Wells Fargo Bank, National Association

3511 700 Hampton Green, Duluth, GA 30096