Port Saint Lucie, FL Mortgage Rates and Refinance Rates

Port Saint Lucie, Florida Mortgage Rates - Refinance Rates

Port Saint Lucie, FL: Search and compare mortgage rates and refinance rates in Port Saint Lucie, FL. Our rate table has a list of Port Saint Lucie, Florida mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current Mortgage Rates or mortgage refinance rates you need to first have an understanding of the types of mortgages available and the corresponding interest rates. Types of mortgages interest rates and refinance mortgage rates available in Port Saint Lucie, FL include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Port Saint Lucie, FL listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 32303, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Discover Home Loans, Inc Logo
NMLS # 837915
at 0.625 pts
40 day lock rate
Est payment: $1,405.34
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
at 1.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: None
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
at 2.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $1,950
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 1.750 pts
40 day lock rate
Est payment: $1,380.20
Fees in APR: $995
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
at 0.000 pts
40 day lock rate
Est payment: $1,429.77
Fees in APR: $995
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
at 0.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $395
 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Port Saint Lucie, FL Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Florida. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Port Saint Lucie, FL mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Port Saint Lucie, FL mortgage loans that have been made. As a result, Port Saint Lucie, FL mortgage rates today are lower than jumbo interest rates in Port Saint Lucie, FL. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Port Saint Lucie, FL Super Conforming Home Loan Rates

Super conforming mortgages in Port Saint Lucie, FL are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Port Saint Lucie, FL Jumbo Loan Interest Rates

Port Saint Lucie, FL jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Port Saint Lucie, FL are usually 0.75 basis points higher than conforming interest rates in Port Saint Lucie, FL because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Port Saint Lucie, FL Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Port Saint Lucie, FL. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Port Saint Lucie, FL Adjustable Interest Rates

Port Saint Lucie, FL adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Port Saint Lucie, FL Interest Only Home Mortgage Rates

Port Saint Lucie, FL interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Port Saint Lucie, FL FHA Mortgage Mortgage Rates

Borrowers in Port Saint Lucie, FL must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Port Saint Lucie, FL are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Port Saint Lucie, FL Rates & Resources


Port Saint Lucie FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 1800 Sw Gatlin Boulevard, Port Saint Lucie, FL 34953

Bank of America, National Association

3510 9110 South U.S. Highway 1, Port Saint Lucie, FL 34952

Branch Banking and Trust Company

9846 1352 Southwest Saint Lucie West Blvd, Port Saint Lucie, FL 34986

Branch Banking and Trust Company

9846 1720 Sw Gatlin Blvd, Port Saint Lucie, FL 34953

First Peoples Bank

34870 1301 S. E. Port Saint Lucie Blvd., Port Saint Lucie, FL 34952

First Peoples Bank

34870 1301 S.E. Port Saint Lucie Boulevard, Port Saint Lucie, FL 34952

Grand Bank & Trust of Florida

34776 1722 Sw St. Lucie West Boulevard, Port Saint Lucie, FL 34986

Gulfstream Business Bank

35092 9815 S Us Highway 1, Port Saint Lucie, FL 34952

JPMorgan Chase Bank, National Association

628 1701 Nw St Lucie West Blvd, Port Saint Lucie, FL 34986

New York Community Bank

16022 874 Sw St. Lucie West Boulevard, Port Saint Lucie, FL 34986

PNC Bank, National Association

6384 10620 Sw Village Parkway, Port Saint Lucie, FL 34987

PNC Bank, National Association

6384 1317 Sw Gatlin Boulevard, Port Saint Lucie, FL 34952

PNC Bank, National Association

6384 1320 Saint Lucie West Boulevard, Port Saint Lucie, FL 34986

PNC Bank, National Association

6384 2400 Se Vetern's Memorial Parkway, Port Saint Lucie, FL 34952

PNC Bank, National Association

6384 3201 Sw Port Saint Lucie Boulevard, Port Saint Lucie, FL 34953

PNC Bank, National Association

6384 5493 Northwest St. James Drive, Port Saint Lucie, FL 34983

PNC Bank, National Association

6384 7520 South U.S. Highway 1, Port Saint Lucie, FL 34952

PNC Bank, National Association

6384 9109 Us Highway 1, Port Saint Lucie, FL 34952

RBC Bank (USA)

33184 8351 South Us Highway 1, Port Saint Lucie, FL 34952

Seacoast National Bank

131 1108 South East Port St Lucie Blvd, Port Saint Lucie, FL 34952

Seacoast National Bank

131 1352 Southwest Saint Lucie West Boulevard, Port Saint Lucie, FL 34987

Seacoast National Bank

131 247 S.W. Port St. Lucie Boulevard, Port Saint Lucie, FL 34984

Seacoast National Bank

131 9698 South U.S. #1, Port Saint Lucie, FL 34952

Southern Commerce Bank, National Association

26970 10855 South U.S. Highway 1, Port Saint Lucie, FL 34952

SunTrust Bank

867 10331 Sw Village Center Dr, Port Saint Lucie, FL 34987

SunTrust Bank

867 10575 South U.S. 1, Port Saint Lucie, FL 34952

SunTrust Bank

867 1675 Nw Saint Lucie West Blvd, Port Saint Lucie, FL 34986

SunTrust Bank

867 1850 Sw Gatlin Blvd, Port Saint Lucie, FL 34953

SunTrust Bank

867 7061 South U.S. Highway 1, Port Saint Lucie, FL 34952

TD Bank, National Association

18409 10570 South Us #1, Suite 100, Port Saint Lucie, FL 34952

TD Bank, National Association

18409 1660 Sw St Lucie West Blvd, Port Saint Lucie, FL 34986

TD Bank, National Association

18409 475 Southeast Port St. Lucie Boulevard, Port Saint Lucie, FL 34984

TD Bank, National Association

18409 8000 South U.S. #1, Port Saint Lucie, FL 34952

Wells Fargo Bank, National Association

3511 10330 Sw Village Center Drive, Port Saint Lucie, FL 34987

Wells Fargo Bank, National Association

3511 1410 S.W. St. Lucie West Boulevard, Port Saint Lucie, FL 34986

Wells Fargo Bank, National Association

3511 900 Se Becker Road, Port Saint Lucie, FL 34984

Wells Fargo Bank, National Association

3511 9520 S Ushy 1, Port Saint Lucie, FL 34952