Fort Myers, FL Mortgage Rates and Refinance Rates

Fort Myers, Florida Mortgage Rates - Refinance Rates

Fort Myers, FL: Search and compare mortgage rates and refinance rates in Fort Myers, FL. Our rate table has a list of Fort Myers, Florida mortgage interest rates and mortgage refinance rates. You can also use our free mortgage calculator to calculate monthly mortgage payments.

When you start your search for current Mortgage Rates or mortgage refinance rates you need to first have an understanding of the types of mortgages available and the corresponding interest rates. Types of mortgages interest rates and refinance mortgage rates available in Fort Myers, FL include conforming mortgage rates, super conforming rates, jumbo rates, adjustable rates, HELOC rates and home equity loan rates. There are variations of each type of mortgage available in Fort Myers, FL listed below.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
15 yr fixed refi in 32303, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
Smarter Mortgages Logo
NMLS # 140234
State Lic # MLD571
(877) 619-6057
at 0.500 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
Ask about our Zero closing costs options! 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.500 pts
40 day lock rate
Est payment: $1,417.52
Fees in APR: $1,750
 
 
Next button
Roundpoint Mortgage Logo
NMLS # 49636
State Lic # MLD672
(877) 821-7693
at 0.850 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
Please contact us for more options including no closing costs. 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
(877) 561-0247
at 1.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $595
 
 
Next button
Capital One Logo
NMLS # 453156
(877) 814-7279
at 1.000 pts
60 day lock rate
Est payment: $1,417.52
Fees in APR: $786
 
 
Next button
First Guaranty Mortgage Corporation Logo
NMLS # 2917
State Lic # MLD333
(877) 849-5746
at 1.000 pts
31 day lock rate
Est payment: $1,381.16
Fees in APR: $895
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLD849
(877) 892-7165
at 1.000 pts
30 day lock rate
Est payment: $1,417.52
Fees in APR: $1,995
Billions Funded. Direct Lender. 
 
Next button
at 1.000 pts
60 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 1.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # ML-0700791
at 0.100 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $3,571
 
 
Next button
e-Lend Logo
NMLS # 2826
State Lic # MLD62
(877) 868-6581
at 1.000 pts
35 day lock rate
Est payment: $1,393.22
Fees in APR: None
Call Now 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLD236
(877) 661-8303
at 1.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: None
 
 
Next button
Pentagon Federal Credit Union Logo
at 1.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
 
Next button
First Nationwide Lending Logo
NMLS # 361463
State Lic # MLD532
(877) 900-6046
at 1.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $1,295
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLD849
(877) 892-7165
at 2.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,995
Billions Funded. Direct Lender. 
 
Next button
First Nationwide Lending Logo
NMLS # 361463
State Lic # MLD532
(877) 900-6046
at 2.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: $1,295
 
Next button
Roundpoint Mortgage Logo
NMLS # 49636
State Lic # MLD672
(877) 821-7693
at 1.753 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
Please contact us for more options including no closing costs. 
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # ML-0700791
at 1.100 pts
30 day lock rate
Est payment: $1,357.24
Fees in APR: $3,123
 
 
Next button
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 2.000 pts
30 day lock rate
Est payment: $1,369.17
Fees in APR: None
 
Next button
Capital One Logo
NMLS # 453156
(877) 814-7279
at 2.000 pts
60 day lock rate
Est payment: $1,393.22
Fees in APR: $786
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLD236
(877) 661-8303
at 2.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: None
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
(877) 561-0247
at 2.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: $1,950
 
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 1.875 pts
40 day lock rate
Est payment: $1,393.22
Fees in APR: $1,750
 
 
Next button
Sebonic Financial Logo
NMLS # 66247
State Lic # MLD236
(877) 661-8303
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $895
 
 
Next button
Pentagon Federal Credit Union Logo
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: None
 
 
Next button
Roundpoint Mortgage Logo
NMLS # 49636
State Lic # MLD672
(877) 821-7693
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: None
Please contact us for more options including no closing costs. 
 
Next button
Capital One Logo
NMLS # 453156
(877) 814-7279
at 0.000 pts
60 day lock rate
Est payment: $1,429.77
Fees in APR: $786
 
 
Next button
e-Lend Logo
NMLS # 2826
State Lic # MLD62
(877) 868-6581
at 0.000 pts
35 day lock rate
Est payment: $1,405.34
Fees in APR: None
Call Now 
 
Next button
AimLoan.com Logo
NMLS # 2890
State Lic # ML-0700791
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,215
 
 
Next button
First Internet Bank Logo
NMLS # 424182
(877) 900-8028
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: None
 
Next button
Amerisave Mortgage Corporation Logo
NMLS # 1168
State Lic # MLD849
(877) 892-7165
at 0.000 pts
30 day lock rate
Est payment: $1,429.77
Fees in APR: $1,995
Billions Funded. Direct Lender. 
 
Next button
at 0.000 pts
60 day lock rate
Est payment: $1,405.34
Fees in APR: None
BBB A+ RATING Since 2001. Lowest Rates and Lowest Guaranteed! 
 
Next button
First Nationwide Lending Logo
NMLS # 361463
State Lic # MLD532
(877) 900-6046
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,295
 
Next button
Epic Funding Logo
NMLS # 1077157
State Lic # MBR1426
at 0.000 pts
30 day lock rate
Est payment: $1,381.16
Fees in APR: $995
 
Next button
First Guaranty Mortgage Corporation Logo
NMLS # 2917
State Lic # MLD333
(877) 849-5746
at 0.000 pts
31 day lock rate
Est payment: $1,393.22
Fees in APR: $895
 
Next button
Discover Home Loans, Inc Logo
NMLS # 837915
(877) 915-5390
at 0.000 pts
40 day lock rate
Est payment: $1,429.77
Fees in APR: $1,750
 
 
Next button
loanDepot Logo
NMLS # 174457
State Lic # ML100000152
(877) 561-0247
at 0.000 pts
30 day lock rate
Est payment: $1,393.22
Fees in APR: $1,395
 
 
Next button
Smarter Mortgages Logo
NMLS # 140234
State Lic # MLD571
(877) 619-6057
at 0.000 pts
30 day lock rate
Est payment: $1,405.34
Fees in APR: None
Ask about our Zero closing costs options! 
 
Next button

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Fort Myers, FL Conforming Mortgage Rates

Conforming mortgage rates are rates on mortgages that meet the criteria set out by the Federal Housing Finance Agency. There are limits set for each county of Florida. There are higher mortgage loan limits for designated high-cost areas, like on the coasts and in large cities.

Fort Myers, FL mortgages that “conform” to the standards set out by the Federal Housing Finance Agency can be purchased by Freddie Mac and Fannie Mae. This process guarantees banks are able to resell Fort Myers, FL mortgage loans that have been made. As a result, Fort Myers, FL mortgage rates today are lower than jumbo interest rates in Fort Myers, FL. Conforming mortgages and jumbo mortgages are available in terms of 40 years, 30 years, 25 years, 20 years, 15 years and 10 years.

Fort Myers, FL Super Conforming Home Loan Rates

Super conforming mortgages in Fort Myers, FL are mortgages that have higher mortgage loan amounts but still “conform” to the standards set by the Federal Housing Finance Agency. Super conforming mortgages are available for the higher cost housing areas like the coasts and in large cities.

Fort Myers, FL Jumbo Loan Interest Rates

Fort Myers, FL jumbo mortgage rates are rates for mortgage loans that have a dollar amount higher than conforming and super conforming loan amounts. Jumbo home loan rates in Fort Myers, FL are usually 0.75 basis points higher than conforming interest rates in Fort Myers, FL because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

Fort Myers, FL Fixed Rate Mortgages

Fixed rate mortgages are the most common mortgage available in Fort Myers, FL. The mortgage rate and the monthly payment stay the same for the entire life of the mortgage loan. This makes fixed rate mortgages the most stable and predictable for mortgagees.

Fort Myers, FL Adjustable Interest Rates

Fort Myers, FL adjustable mortgages have a fixed mortgage rate for a certain number of years and then the mortgage rate adjusts every year after the initial period. There are usually yearly caps and life time caps on how much the mortgage interest rate and fluctuate. Your monthly mortgage payment will be lower at first but can rise when mortgage rates rise. Adjustable mortgages are available in terms of 1 year, 3 years, 5 years, 7 years and 10 years.

Fort Myers, FL Interest Only Home Mortgage Rates

Fort Myers, FL interest only mortgages are mortgages that the borrower pays only the interest on the principal balance or a set period of time. After the initial period the mortgagee pays both interest and principal. Interest only (IO) mortgages were popular during the housing boom.

Fort Myers, FL FHA Mortgage Mortgage Rates

Borrowers in Fort Myers, FL must meet certain requirements established by FHA to qualify for a mortgage insured by the FHA. FHA mortgage interest rates in Fort Myers, FL are usually lower than conforming mortgage interest rates because mortgage lenders bear less risk because FHA will pay the lender if a homeowner defaults on his or her mortgage loan.


Google Map for Fort Myers, FL Rates & Resources


Fort Myers FDIC Insured Banks

Bank Name

FDIC Cert Number

Address

Bank of America, National Association

3510 11691 Gateway Boulevard, Fort Myers, FL 33913

Bank of America, National Association

3510 13099 U.S. 41, S.E., Fort Myers, FL 33907

Bank of America, National Association

3510 13650 Six Mile Cypress Parkway, Fort Myers, FL 33912

Bank of America, National Association

3510 14362 State Road 80, Fort Myers, FL 33905

Bank of America, National Association

3510 1511 Matthew Drive, Fort Myers, FL 33907

Bank of America, National Association

3510 15620 Summerlin Road, Fort Myers, FL 33908

Bank of America, National Association

3510 16020 San Carlos Boulevard, Fort Myers, FL 33908

Bank of America, National Association

3510 19017 South Tamiami Tr, Fort Myers, FL 33908

Bank of America, National Association

3510 2400 First Street, Fort Myers, FL 33901

Bank of America, National Association

3510 2850 Winkler Avenue, Fort Myers, FL 33916

Bank of America, National Association

3510 4301 Palm Beach Boulevard, Fort Myers, FL 33905

Bank of America, National Association

3510 6100 Whiskey Creek Drive, Fort Myers, FL 33919

Bank of America, National Association

3510 8081 Dani Drive, Fort Myers, FL 33912

Bank of America, National Association

3510 8681 Cypress Lake Drive, Fort Myers, FL 33919

Branch Banking and Trust Company

9846 12021 Palm Beach Blvd., Fort Myers, FL 33905

Branch Banking and Trust Company

9846 12971 Mcgregor Boulevard, Fort Myers, FL 33919

Branch Banking and Trust Company

9846 18031 South Tamiami Trail, Fort Myers, FL 33908

Branch Banking and Trust Company

9846 20251 Summerlin Road, Fort Myers, FL 33908

Branch Banking and Trust Company

9846 4865 Colonial Boulevard, Fort Myers, FL 33966

Branch Banking and Trust Company

9846 4959 South Cleveland Avenue, Fort Myers, FL 33907

Branch Banking and Trust Company

9846 7750 Cypress Lake Drive, Fort Myers, FL 33907

Branch Banking and Trust Company

9846 9090 Daniels Pkwy, Fort Myers, FL 33912

Busey Bank

16450 7980 Summerlin Lakes Drive, Fort Myers, FL 33907

Central Bank

27234 1520 Royal Palm Square Boulevard, Suite 100, Fort Myers, FL 33919

CNLBank

34427 5220 Summerlin Commons Boulevard, Fort Myers, FL 33919

Edison National Bank

34489 13000 South Cleveland Avenue, Fort Myers, FL 33907

Edison National Bank

34489 2105 First Street, Fort Myers, FL 33901

Encore Bank, National Association

34378 7091 College Parkway #16, Fort Myers, FL 33907

Fifth Third Bank

6672 11511 Sr 82, Fort Myers, FL 33913

Fifth Third Bank

6672 13350 Metro Parkway, Fort Myers, FL 33912

Fifth Third Bank

6672 13581 Goldenwood Dr., Fort Myers, FL 33913

Fifth Third Bank

6672 15221 Tamiami Trail South, Fort Myers, FL 33908

Fifth Third Bank

6672 1701 Boy Scout Drive, Fort Myers, FL 33907

Fifth Third Bank

6672 17830 Ben Hill Griffin Parkway, Fort Myers, FL 33913

Fifth Third Bank

6672 2068 Cleveland Ave, Fort Myers, FL 33901

Fifth Third Bank

6672 2915 Colonial Boulevard, Fort Myers, FL 33912

Fifth Third Bank

6672 9000 Park Royal Drive, Fort Myers, FL 33908

FineMark National Bank & Trust

58486 12681 Creekside Lane, Fort Myers, FL 33919

FineMark National Bank & Trust

58486 14990 Shell Point Blvd., Fort Myers, FL 33919

First American Bank

14808 9311 College Parkway, Fort Myers, FL 33919

First Bank

9620 11741 Palm Beach Blvd, Suite 100, Fort Myers, FL 33905

First Community Bank of Southwest Florida

34943 1565 Red Cedar Drive, Fort Myers, FL 33907

First Community Bank of Southwest Florida

34943 3414 Forum Blvd, Fort Myers, FL 33905

First Community Bank of Southwest Florida

34943 5200 Daniels Parkway, Fort Myers, FL 33912

Florida Gulf Bank

57085 2247 First Street, Fort Myers, FL 33919

Florida Gulf Bank

57085 7580 Winkler Road, Fort Myers, FL 33908

Florida Gulf Bank

57085 8341 Dani Drive, Fort Myers, FL 33912

Florida Gulf Bank

57085 8870 Daniels Parkway, Fort Myers, FL 33912

Florida Gulf Bank

57085 9101 College Pointe Court, Fort Myers, FL 33919

Florida Shores Bank - Southwest

58616 12995 South Cleveland Avenue, Fort Myers, FL 33907

Iberiabank

28100 2225 First Street, Fort Myers, FL 33912

Iberiabank

28100 4670 Summerlin Rd, Fort Myers, FL 33919

Iberiabank

28100 6651 Orion Drive, Fort Myers, FL 33912

JPMorgan Chase Bank, National Association

628 13051 University Drive, Fort Myers, FL 33907

KeyBank National Association

17534 12830 University Drive, Fort Myers, FL 33907

Northern Trust, National Association

24185 10200 Cypress Cove Drive, Fort Myers, FL 33908

Northern Trust, National Association

24185 8060 College Parkway, Fort Myers, FL 33931

Northern Trust, National Association

24185 8060 College Parkway, S.W., Fort Myers, FL 33919

Preferred Community Bank

58262 4379 Colonial Boulevard, Suite 100, Fort Myers, FL 33966

Premier American Bank, National Association

58991 7900 Summerlin Lake Drive, Fort Myers, FL 33907

RBC Bank (USA)

33184 16740 San Carlos Boulevard, Fort Myers, FL 33908

Regions Bank

12368 11881 Palm Beach Blvd., Fort Myers, FL 33905

Regions Bank

12368 15051 S Tamiami Trail, Fort Myers, FL 33908

Regions Bank

12368 17810 Ben Hill Griffin Parkway, Fort Myers, FL 33913

Regions Bank

12368 18940 S. Tamiami Trial, Fort Myers, FL 33908

Regions Bank

12368 20171 Summerlin Road, Fort Myers, FL 33908

Regions Bank

12368 5212 Summerlin Commons Blvd, Fort Myers, FL 33907

Regions Bank

12368 8655 College Parkway, S. W., Fort Myers, FL 33919

Sanibel Captiva Community Bank

57425 15975 Mcgregor Boulevard, Fort Myers, FL 33908

Southwest Capital Bank, National Association

58272 12670 Creekside Lane, Suite 101, Fort Myers, FL 33919

Southwest Capital Bank, National Association

58272 1520 Broadway, Suite 107, Fort Myers, FL 33901

SunTrust Bank

867 11340 Summerlin Square Drive, Fort Myers, FL 33931

SunTrust Bank

867 12381 South Tamiami Trail, Fort Myers, FL 33907

SunTrust Bank

867 12751 New Brittany Boulevard, Fort Myers, FL 33907

SunTrust Bank

867 14490 South Palm Beach Boulevard, Fort Myers, FL 33905

SunTrust Bank

867 16520 South Tamiami Trail, Fort Myers, FL 33908

SunTrust Bank

867 17100 Ben Hill Griffin Pkwy, Fort Myers, FL 33913

SunTrust Bank

867 18875 South Tamiami Trail, Fort Myers, FL 33912

SunTrust Bank

867 2000 Main Street, Fort Myers, FL 33901

SunTrust Bank

867 2030 Monroe Street, Fort Myers, FL 33901

SunTrust Bank

867 3330 Forum Blvd, Fort Myers, FL 33905

SunTrust Bank

867 4415 Metro Parkway, Fort Myers, FL 33916

SunTrust Bank

867 6890 Daniels Parkway, Fort Myers, FL 33912

Synovus Bank

873 16451 Healthpark Commons Drive, Fort Myers, FL 33908

The Royal Palm Bank of Florida

57096 7040 Winkler Road, Fort Myers, FL 33919

TIB Bank

21435 12205 Metro Parkway, Fort Myers, FL 33912

TIB Bank

21435 15280 Mcgregor Boulevard, Fort Myers, FL 33908

TIB Bank

21435 17000 Alico Commerce Court, Fort Myers, FL 33967

Wells Fargo Bank, National Association

3511 11801 Palm Beach Boulevard, Fort Myers, FL 33905

Wells Fargo Bank, National Association

3511 12270 Metro Pkwy, Fort Myers, FL 33912

Wells Fargo Bank, National Association

3511 12751 South Cleveland Avenue, Fort Myers, FL 33907

Wells Fargo Bank, National Association

3511 13541 Goldenwood Drive, Fort Myers, FL 33913

Wells Fargo Bank, National Association

3511 1530 Heitman Street, Fort Myers, FL 33901

Wells Fargo Bank, National Association

3511 1540 Colonial Boulevard, Fort Myers, FL 33907

Wells Fargo Bank, National Association

3511 15569 Mcgregor Blvd, Fort Myers, FL 33908

Wells Fargo Bank, National Association

3511 15890 Summerlin Road, Fort Myers, FL 33908

Wells Fargo Bank, National Association

3511 2977 Cleveland Avenue, Fort Myers, FL 33901

Wells Fargo Bank, National Association

3511 4300 Palm Beach Boulevard, Fort Myers, FL 33905

Wells Fargo Bank, National Association

3511 6360 Whiskey Creek Drive, Fort Myers, FL 33919

Wells Fargo Bank, National Association

3511 6715 Winkler Road, Fort Myers, FL 33919

Wells Fargo Bank, National Association

3511 9230 Ben C Pratt Six Mile Cypress Pkwy, Fort Myers, FL 33966