Mortgage rates declined again overnight continuing the downtrend of the past few months. 30 year conforming mortgage rates are averaging 4.38 percent, down from an average 30 year mortgage rate of up 4.48 percent on Monday. 30 year mortgage rates have been declining since the beginning of the month. On August 2, 2010, 30 year mortgage rates were averaging 4.71 percent. In early April 30 year mortgage rates were averaging 5.16 percent.

Unfortunately record low mortgage rates isn’t helping the housing market recover. New homes sales fell to their lowest level ever since the government started tracking new home sales 40 years ago. The housing market might drag the economy back into a recession if home prices continue to decline.

30 year jumbo mortgage rates are now under 5.00 percent averaging 4.92 percent, down from Monday’s average 30 year jumbo mortgage rate of 5.05 percent. In early April of 2010, 30 year jumbo mortgage rates were averaging 5.61 percent.

Current 15 year conforming mortgage rates are averaging 3.83 percent, unchanged from Monday’s average 15 year conforming mortgage rate. 15 year jumbo mortgage rates are lower this morning. Current 15 year jumbo mortgage interest rates are averaging 4.36 percent, down from Monday’s average 15 year jumbo mortgage rate of 4.50 percent.

Mortgage Rates Today 8/29/10

Average Conforming Mortgage Interest Rates

• 30 Year Fixed Conforming Mortgage Rates 4.38%
• 15 Year Fixed Conforming Mortgage Rates 3.83%

Mortgage Rates Jumbo

• 30 Year Jumbo Fixed Mortgage Rates 4.92%
• 15 Year Jumbo Fixed Mortgage Rates 4.36%

Adjustable Mortgage Rates Conventional

• 1 Year Adjustable Mortgage Rates 3.17%
• 3 Year Adjustable Mortgage Rates 3.79%
• 5 Year Adjustable Mortgage Rates 3.44%

Jumbo Adjustable Mortgage Rates

• 1 Year Adjustable Mortgage Rates 5.35%
• 3 Year Adjustable Mortgage Rates 4.13%
• 5 Year Adjustable Mortgage Rates 3.73%

Following is a more in-depth weekly average mortgage rates survey report released by MonitorBankRates.com.

Mortgage Rates

Current 30 year mortgage rates are averaging 4.48 percent, a decline from the previous week’s average 30 year mortgage rate of 4.52 percent. Today’s 30 year refinance mortgage rates are also down averaging 4.48 percent.

15 year mortgage rates today are averaging 3.83 percent, down from the previous week’s average 15 year mortgage rate of 3.95 percent. 15 year mortgage refinance rates currently are averaging 3.83 percent. 

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.05 percent, a decline from last week’s average 30 year year jumbo mortgage rate of 5.17percent. 30 year jumbo refinance mortgage rates are also down to 5.05 percent.

15 year jumbo mortgage rates are averaging 4.50 percent, down 23 basis points from last week’s average jumbo mortgage rate of 4.73 percent. Today’s 15 year jumbo refinance mortgage rates are also averaging 4.50 percent.

Conforming Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.19 percent, unchanged from last week’s average 1 year adjustable home mortgage interest rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also unchanged this week.

Today 3 year adjustable mortgage rates today are averaging 4.06 percent, up slighlty from last week’s average 3 year adjustable rate mortgage of 4.04 percent. 3 year mortgage refinance rates today are also averaging 4.06 percent.

5 year adjustable mortgage rates today are averaging 3.45 percent, down from the prior week’s average mortgage rate oif 3.54 percent. Current 5 year refinance mortgage rates today are also averaging 3.45 percent.

7 year adjustable mortgage interest rates today are averaging 3.72 percent this week, down from the previous week’s average 7 year home mortgage rate of 3.81 percent. Current 7 year mortgage refinance rates are also lower averaging  3.72 percent.

10 year adjustable mortgage interest rates are averaging 4.01 percent this week, down from last week’s average 10 year adjustable mortgage rate of 4.08 percent. Today’s 10 year home mortgage refinance rates are also lower this week averaging 4.01 percent.

Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable mortgage rates today are averaging 5.35 percent, no change from last week’s average 1 year jumbo adjustable mortgage interest rate. Today’s 1 year jumbo refinance mortgage rates are also averaging 5.35 percent.

3 year jumbo adjustable mortgage rates today are averaging 4.16 percent, unchanged from last week’s average jumbo mortgage rate. Today’s 3 year jumbo refinance mortgage rates are also averaging 4.16 percent.

Today’s 5 year jumbo adjustable home mortgage rates are averaging 3.87 percent this week, down from last week’s average mortgage rate of 3.89 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.87 percent.

Today’s 7 year jumbo adjustable mortgage rates are averaging 4.42 percent, down from last week’s average 7 year home mortgage rate of 4.47 percent. Current 7 year jumbo refinance mortgage rates are also lower averaging 4.42 percent.

10 year jumbo mortgage rates are averaging 5.02 percent, up from the previous week’s average 10 year jumbo home mortgage rates of 5.01 percent. 10 year jumbo home refinance interest rates are also up averaging 5.02 percent.

Conforming Interest Only Adjustable Mortgage Rates

Current 3 year interest only adjustable mortgage rates are averaging 4.09 percent, down from last week’s average interest only mortgage loan rate of 4.19 percent. Today’s 3 year interest only adjustable refinance mortgage rates are also down averaging 4.09 percent.

5 year interest only adjustable home mortgage rates are averaging 3.62 percent, down from last week’s average five year interest only mortgage loan rate of 3.72 percent. Current 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.62 percent.

7 year interest only adjustable mortgage rates currently are averaging 3.86 percent, down from last week’s average 7 year interest-only mortgage interest rate of 3.96 percent. Current 7 year adjustable refinance rate mortgages are lower averaging 3.86 percent.

Interest Only Jumbo Adjustable Mortgage Rates

Today’s 3 year jumbo interest only adjustable mortgage rates are averaging 4.55 percent, no change from last week’s average jumbo adjustable interest only mortgage rate. Current interest only adjustable jumbo refinance rates are also unchanged.

5 year adjustable jumbo interest only mortgage rates are at 4.29 percent, down from an average IO home mortgage interest rate of 4.32 percent the previous week. Today’s 5 year jumbo adjustable IO loan rates are also averaging 4.29 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.77 percent, down from an average jumbo 7 year home mortgage rate of 4.84 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.77 percent.

Home Equity Loans

Current 10 year home equity loan rates are averaging 7.009 percent, down from the previous week’s average when home equity loans averaged 7.115 percent.

15 year home equity rates today are averaging 7.377 percent, down from last week’s average home equity loan rate of 7.433 percent.

Home Equity Line of Credit (HELOC)

The current average home equity line of credit rate is averaging 4.762 percent this week, no change from last week’s average HELOC rate.

Keeping track of today’s mortgage rates? Use our mortgage rate widget to keep track of national average mortgage rates and state mortgage rates. Use our free mortgage calculator to see how much your monthly mortgage payments will be on a home mortgage loan

Mortgage rates have hit new record lows this morning. Current 30 year mortgage rates are averaging 4.52 percent, a new all-time record low on our national mortgage rates table. 30 year mortgage rates are making new lows for over two months now. Current 15 year mortgage rates are averaging 3.95 percent, down from Monday’s average 15 year mortgage rate of 4.21 percent.

Searching for current mortgage rates and refinance rates? Search our mortgage rates table at MortgageRates.MonitorBankRates.comto find the best mortgage rates and refi rates. Unlike most websites, no personal information is needed to display a current list of mortgage rates in your state.

Mortgage Rates August 14, 2010

Conforming Mortgage Rates

• 30 Year Fixed Conforming Mortgage Rates 4.52%
• 15 Year Fixed Conforming Mortgage Rates 3.95%

Jumbo Mortgage Rates

• 30 Year Jumbo Fixed Mortgage Rates 5.17%
• 15 Year Jumbo Fixed Mortgage Rates 4.73%

Conforming Adjustable Mortgage Rates

• 1 Year Adjustable Rates 3.19%
• 3 Year Adjustable Rates 4.04%
• 5 Year Adjustable Rates 3.54%

Jumbo Adjustable Mortgage Rates

• 1 Year Adjustable Rates 5.35%
• 3 Year Adjustable Rates 4.16%
• 5 Year Adjustable Rates 3.89%

Following is a more in-depth mortgage rate report released by MonitorBankRates.com earlier this week.

Mortgage Rates

Current 30 year mortgage rates are averaging 4.60 percent, down from the previous week’s average 30 year mortgage rate of 4.71 percent. 30 year refinance mortgage rates are also down this week averaging 4.60 percent.

15 year mortgage rates today are averaging 3.85 percent, down from last week’s average 15 year mortgage interest rate of 4.04 percent. Current 15 year mortgage refinance rates are also lower averaging 4.04 percent.

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.07 percent, down from last week’s average 30 year year jumbo mortgage rate of 5.30 percent. Current 30 year jumbo mortgage refinance rates are also down to 5.07 percent this week.

15 year jumbo mortgage rates are averaging 4.68 percent, a decline from the previous week’s average jumbo mortgage rate of 4.81 percent. 15 year jumbo refinance mortgage rates today are also down averaging 4.68 percent.

Conventional Adjustable Mortgage Rates

Current 1 year adjustable mortgage rates are averaging 3.19 percent, down  from last week’s average 1 year adjustable interest mortgage rate of 3.21. Today’s 1 year conforming adjustable refinance mortgage interest rates are also down averaging 3.19 percent.

3 year adjustable mortgage rates are up slightly averaging 4.00 percent, up from the prior week’s average 3 year adjustable rate mortgage of 3.97 percent. Current 3 year mortgage refinance rates are also averaging 4.00 percent this week.

Today’s 5 year adjustable mortgage interest rates are averaging 3.54 percent, down from the prior week’s average home loan rate of 3.55 percent. 5 year refinance home mortgage rates are averaging 3.54 percent.

7 year conventional adjustable mortgage rates are averaging 3.86 percent this week, down from the prior week’s average 7 year home mortgage rate of 3.96 percent. 7 year mortgage refinance rates are also lower averaging  3.86 percent.

Current 10 year adjustable mortgage rates are averaging 4.20 percent this week, a decline from the previous week’s average 10 year adjustable mortgage rate of 4.27 percent. 10 year home mortgage refinance rates are also lower this week averaging 4.20 percent.

Jumbo Adjustable Mortgage Rates

1 year jumbo adjustable mortgage loan rates today are averaging 5.35 percent, no change from last week’s average 1 year jumbo adjustable mortgage rate. Today’s 1 year jumbo refinance mortgage rates today are also averaging 5.35 percent.

3 year jumbo adjustable mortgage rates today are averaging 4.27 percent, up slightly from last week’s average jumbo interest mortgage rate of 4.26 percent.  3 year jumbo refinance mortgage rates are also averaging 4.27 percent.

5 year jumbo adjustable home mortgage rates are averaging 3.91 percent this week, down from last week’s average mortgage rate of 3.96 percent. Current 5 year jumbo mortgage refinance rates are also down to 3.91 percent this week.

Current 7 year jumbo adjustable mortgage rates current are averaging 4.55 percent, down from last week’s average 7 year home mortgage rate of 4.61 percent. Today’s 7 year jumbo refinance mortgage rates are also lower averaging 4.55 percent.

10 year jumbo mortgage rates are averaging 5.07 percent, down from the previous week’s average 10 year jumbo home mortgage rates of 5.10 percent. 10 year jumbo home refinance interest rates are also down averaging 5.07 percent.

Conventional Interest Only Adjustable Mortgage Rates

3 year interest only adjustable mortgage rates are averaging 4.16 percent, unchanged from down from last week’s average interest only mortgage loan rate. 3 year interest only adjustable refinance mortgage rates are also unchanged averaging 4.16 percent.

5 year interest only adjustable mortgage rates are averaging 3.73 percent, down from last week’s average five year interest only mortgage loan rate of 3.81 percent. 5 year interest only adjustable refinance mortgage rates are also lower averaging 3.73percent.

7 year interest only home adjustable mortgage rates currently are averaging 4.04 percent, a decline from last week’s average 7 year interest-only mortgage interest rate of 4.12 percent. 7 year adjustable refinance rate mortgages are lower averaging 4.04 percent.

Interest Only Adjustable Mortgage Rates Jumbo

3 year jumbo interest only loan adjstuable mortgage rates are averaging 4.63 percent, down from last week’s average jumbo adjustable interest only mortgage rate of 4.64 percent. Current  jumbo IO adjustable refinance rates are also down averaging 4.63 percent.

Today’s 5 year adjustable jumbo interest only home loan rates are at 4.33 percent, up from an average IO home mortgage rate of 4.30 percent the previous week. 5 year jumbo adjustable IO loan rates are also averaging 4.33 percent.

7 year jumbo IO adjustable mortgage rates currently are averaging 4.90 percent, down from an average jumbo 7 year home mortgage rate of 4.95 percent last week. 7 year jumbo adjustable interest-only mortgage rates are also down averaging 4.9o percent.

Home Equity Loan Rates

Current 10 year home equity loan rates are averaging 7.115 percent, no change from last week’s average home equity loan rate.

15 year home equity rates today are averaging 7.433 percent this week, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit Rates

Today’s average home equity line of credit rates (HELOC) are at 4.762 percent this week, no change from last week’s average HELOC rate.

Use our free mortgage rate widget and free mortgage calculator.

Max Credit Union of Montgomery, Alabama, is advertising some of the lowest mortgage rates currently available from any credit union or bank in Alabama (AL). Max Credit Union is advertising conforming mortgage rates and adjustable mortgage rates.

Max Credit Union’s conforming mortgage rates include, 30 year fixed rate mortgages, 20 year fixed rate mortgages, 15 year fixed rate mortgages and 10 year fixed rate mortgages. Adjustable mortgage rates include 1/1 adjustable rate mortgages, 3/1 adjustable rate mortgages, 5/1 adjustable rate mortgages, 7/1 adjustable rate mortgages and 10/1 adjustable rate mortgages.

Max Credit Union Fixed Conforming Mortgage Rates

Current 30 year fixed mortgage rates are at 4.25 percent with 1.50 mortgage discount points. 30 year mortgage rates are also advertised at 4.375 percent with 0.75 mortgage points and 4.50 percent with zero mortgage points.

Today’s 20 year fixed mortgage rates are advertised at 4.125 percent with 1.75 mortgage discount points. 20 year mortgage rates are also advertised at 4.275 percent with 0.875 mortgage points and 4.375 percent with zero mortgage points.

15 year fixed mortgage rates are advertised at 4.00 percent with zero mortgage discount points. 10 year mortgage rates are advertised at 3.75 percent with zero mortgage points.

Max Credit Union Conforming Adjustable Mortgage Rates

1/1 Year Adjustable Rate Mortgage  

• Mortgage Rate 5.13% Points 0.00 APR 7.75%

  
3/1 Year Adjustable Rate Mortgage  

• Mortgage Rate 5.38% Points 0.00 APR 7.20%

  
5/1 Year Adjustable Rate Mortgage  

• Mortgage Rates 5.50% Points 0.00 APR 6.93%

  
7/1 Year Adjustable Rate Mortgage  

• Mortgage Rate 5.75% Points 0.00 APR 6.81%

  
10/1 Year Adjustable Rate Mortgage  

• Mortgage Rate 6.00% Points 0.00% APR 6.69%

Melrose Credit Union of Queens, New York, is advertising some very competitive mortgage rates. The credit union’s mortgage rates are for loans in New York and New Jersey. The credit union is advertising 30 year fixed conforming mortgage rates, 15 year fixed conforming mortgage rates, and conforming 5/1 adjustable mortgage rates amortized over 30 years.

We also received other mortgage rates at the credit union by getting a mortgage rate quote. Mortgage rates in the quote included the terms listed above and conforming 20 year mortgage rates, conforming 10 year mortgage rates and 5/1 adjustable mortgage rates amortized over 15 years.

Current advertised conforming 30 year fixed mortgage rates are at 4.375 percent with two mortgage discount points. Mortgage points allow the borrower to “buy down” the mortgage rate by buying points at closing. 1 mortgage point is equal to $1,000 on every $100,000 borrowed.

30 year conforming mortgage rates are also advertised at 4.625 percent with 1 mortgage point and 4.875 with zero mortgage points.

Melrose Credit Union Mortgage Rates

30 Year Fixed Mortgage Rates  
Rates Points APR
4.38% 2.00% 4.55%
4.63% 1.00% 4.72%
4.88% 0.00% 4.88%
  
20 Year Fixed Mortgage Rates  
Rates Points APR
4.25% 2.00% 4.49%
4.50% 1.00% 4.63%
4.75% 0.00% 4.76%
  
15 Year Fixed Mortgage Rates  
Rates Points APR
3.75% 2.00% 4.06%
4.00% 1.00% 4.16%
4.25% 0.00% 4.26%
  
10 Year Fixed Mortgage Rates  
Rates Points APR
3.63% 2.00% 4.07%
3.88% 1.00% 4.10%
4.13% 0.00% 4.14%
  
5/1 Adjustable Mortgage Rates (30 Year)  
Rates Points APR
4.00% 2.00% 3.52%
4.25% 1.00% 3.53%
4.50% 0.00% 3.53%
  
5/1 Adjustable Mortgage Rates (15 Year)  
Rates Points APR
3.75% 2.00% 3.74%
4.00% 1.00% 3.74%
4.25% 0.00% 3.74%

USA One (1) Credit Union of Matteson, Illinois, is advertising conforming fixed mortgage rates and conforming adjustable mortgage rates. Fixed rate mortgages advertised include 30 year conforming fixed rate mortgages, 20 year conforming fixed rate mortgages and conforming 15 year fixed mortgage rates.  All conforming mortgage rates are advertised with zero mortgage discount points.

Comparing mortgage rates and mortgage refinance rates? Use our rate tables at MortgageRates.MonitorBankRates.com to compare mortgage rates. No personal information is needed for a list of mortgage rates.

Adjustable mortgage rates advertised include, 5 year adjustable rate mortgages and 7 year adjustable rate mortgages. Both the 5 year ARM and 7 year ARM are advertised with zero mortgage discount points.

USA One (1) Credit Union Mortgage Rates

• Conforming 30 Yr Fixed Mortgage Rates 5.18%
• Conforming 20 Yr Fixed Mortgage Rates 5.12%
• Conforming 15 Yr Fixed Mortgage Rates 4.68%
• Conforming 5 Yr Adjustable Mortgage Rates 3.916%
• Conforming 7 Yr Adjustable Mortgage Rates 4.55%

Information about joining USA One Credit Union and a list of the credit union’s current mortgage rates can be found at usaonecu.com.

Following is an average mortgage rate report released by MonitorBankRates.com on Monday.

Mortgage Rates Current

30 year conforming mortgage rates are averaging 4.67 percent this week, unchanged from the previous week’s average 30 year mortgage rate. 30 year mortgage refinance rates are also averaging 4.67 percent this week.

Current conforming 15 year mortgage rates are up slightly this week. The average 15 year mortgage rate is at 4.18 percent, up from last week’s average 15 year mortgage interest rate of 4.16 percent. Today’s 15 year mortgage refinance rates are higher averaging 4.18 percent.

Current Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.25 percent this week, down from last week’s average 30 year jumbo mortgage rate of 5.33 percent.  The current average 30 year jumbo refinance rates are also at 5.25 percent this week.

Current 15 year jumbo loan rates today are averaging 4.79 percent, a decrease from last week’s average jumbo mortgage interest rate of 4.84 percent. 15 year jumbo refinance mortgage rates today are also lower averaging 4.79 percent.

Adjustable Mortgage Rates Today

Current 1 year conforming adjustable mortgage rates are averaging 3.56 percent, unchanged from last week’s average 1 year adjustable interest mortgage rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also averaging 3.56.

Today’s 3 year adjustable conforming mortgage rates are at 4.01 percent this week, down from the previous week’s average 3 year adjustable rate mortgage of 4.21 percent. 3 year mortgage refinance rates today are also higher this week, averaging 4.01 percent.

5 year adjustable mortgage loan rates today are averaging 3.62 percent, up  from the prior week’s average home loan rate of 3.54 percent. 5 year refinance home mortgage rates today are also up averaging 3.62 percent.

7 year adjustable mortgage rates are averaging 3.87 percent this week, down from last week’s average 7 year home mortgage rate of 3.90 percent. Today’s 7 year mortgage refinance rates are also lower averaging 3.87 percent.

10 year adjustable mortgage bank rates are averaging 4.14 percent this week, down from the previous week’s average 10 year adjustable mortgage rate of 4.20 percent.  Current10 year home mortgage refinance rates are also lower, averaging 4.14 percent.

Adjustable Jumbo Mortgage Rates Current

1 year jumbo adjustable mortgage loan rates are averaging 5.95 percent, no change from last week’s average 1 year adjustable jumbo interest mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

Today’s 3 year jumbo adjustable mortgage interest rates are averaging 4.61 percent, down from last week’s average jumbo interest mortgage rate of 4.73 percent. Current 3 year jumbo refinance mortgage rates are also lower, averaging 4.61 percent.

Current 5 year jumbo adjustable home mortgage rates are averaging 4.06 percent this week, up from last week’s average mortgage rate of 4.03 percent. Current 5 year jumbo refinance rates are also up slightly averaging 4.06 percent.

7 year jumbo adjustable mortgage rates current are averaging 4.68 percent, down from last week’s average 7 year home mortgage rate of 4.71 percent. Current 7 year jumbo refinance rates today are also down to 4.68 percent.

Currently, 10 year jumbo mortgage rates are averaging 5.26 percent, a decline from the prior week’s average 10 year jumbo home mortgage rates of 5.43 percent. Current 10 year jumbo home loan refinance rates are also averaging 5.26 percent.

Interest Only Mortgage Rates Conventional

Current 3 year interest only mortgage rates are averaging 4.23 percent, down from last week’s average interest only mortgage loan rate of 4.42 percent.

Current 5 year interest only mortgage rates today are averaging 3.76 percent, up from last week’s average five year interest only mortgage loan rate of 3.67 percent.

7 year interest only home mortgage rates today are averaging 4.02 percent, unchanged from last week’s average 7 year IO mortgage rate.

Interest Only Jumbo Mortgage Rates

3 year jumbo interest only loan mortgage rates are averaging 5.16 percent, down from last week’s average jumbo interest only mortgage rate of 5.27 percent.

5 year jumbo interest only home loan rates are at 4.52 percent, down from an average IO home mortgage rate of 4.54 percent.

7 year jumbo IO mortgage rates today are averaging 4.95 percent, up from an average jumbo 7 year home mortgage rate of 4.81 percent last week.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 7.115 percent, unchanged from last week’s average home equity loan rate.

Today’s 15 year home equity rates are averaging 7.433 percent this week, no change from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Current

Current average home equity line of credit rates (HELOC) are at 4.777 percent this week, unchanged from last week’s average HELOC rate.

Michigan First Credit Union is advertising some of the best mortgage rates currently available. Michigan First Credit Union’s advertised mortgage rate include 30 year fixed mortgage rates, 15 year fixed mortgage rates and 10 year fixed mortgage rates.

Searching for current mortgage rates from credit unions or banks? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the best mortgage rates in your state. No personal information is required to display a list of mortgage rates.

Current advertised 30 year fixed mortgage rates are at 4.625 percent with zero mortgage points.

Current 15 year mortgage interest rates are at 4.00  percent with zero mortgage discount points.

Current 10 year mortgage rate are advertised at 3.875 percent with zero mortgage discount points. Michigan First Credit Union Mortgage Rates

For a list of current mortgage rates from Michigan First Credit Union and information about joinging the credit union go to michiganfirst.com.

MonitorBankRates.com just released a national average mortgage rate report this moring. Following is a list of current national average mortgage rates.

Mortgage Rates Today

30 year conforming mortgage rates are averaging 4.67 percent this week, unchanged from the previous week’s average 30 year mortgage rate. 30 year mortgage refinance rates are also averaging 4.67 percent this week.

Current conforming 15 year mortgage rates are up slightly this week. The average 15 year mortgage rate is at 4.18 percent, up from last week’s average 15 year mortgage interest rate of 4.16 percent. Today’s 15 year mortgage refinance rates are higher averaging 4.18 percent.

Jumbo Mortgage Rates

30 year jumbo mortgage rates are averaging 5.25 percent this week, down from last week’s average 30 year jumbo mortgage rate of 5.33 percent.  The current average 30 year jumbo refinance rates are also at 5.25 percent this week.

Current 15 year jumbo loan rates today are averaging 4.79 percent, a decrease from last week’s average jumbo mortgage interest rate of 4.84 percent. 15 year jumbo refinance mortgage rates today are also lower averaging 4.79 percent.

Adjustable Mortgage Rates

Current 1 year conforming adjustable mortgage rates are averaging 3.56 percent, unchanged from last week’s average 1 year adjustable interest mortgage rate. Today’s 1 year conforming adjustable refinance mortgage interest rates are also averaging 3.56.

Today’s 3 year adjustable conforming mortgage rates are at 4.01 percent this week, down from the previous week’s average 3 year adjustable rate mortgage of 4.21 percent. 3 year mortgage refinance rates today are also higher this week, averaging 4.01 percent.

5 year adjustable mortgage loan rates today are averaging 3.62 percent, up  from the prior week’s average home loan rate of 3.54 percent. 5 year refinance home mortgage rates today are also up averaging 3.62 percent.

7 year adjustable mortgage rates are averaging 3.87 percent this week, down from last week’s average 7 year home mortgage rate of 3.90 percent. Today’s 7 year mortgage refinance rates are also lower averaging 3.87 percent.

10 year adjustable mortgage bank rates are averaging 4.14 percent this week, down from the previous week’s average 10 year adjustable mortgage rate of 4.20 percent.  Current10 year home mortgage refinance rates are also lower, averaging 4.14 percent.

Adjustable Jumbo Mortgage Rates

1 year jumbo adjustable mortgage loan rates are averaging 5.95 percent, no change from last week’s average 1 year adjustable jumbo interest mortgage rate. Current 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

Today’s 3 year jumbo adjustable mortgage interest rates are averaging 4.61 percent, down from last week’s average jumbo interest mortgage rate of 4.73 percent. Current 3 year jumbo refinance mortgage rates are also lower, averaging 4.61 percent.

Current 5 year jumbo adjustable home mortgage rates are averaging 4.06 percent this week, up from last week’s average mortgage rate of 4.03 percent. Current 5 year jumbo refinance rates are also up slightly averaging 4.06 percent.

7 year jumbo adjustable mortgage rates current are averaging 4.68 percent, down from last week’s average 7 year home mortgage rate of 4.71 percent. Current 7 year jumbo refinance rates today are also down to 4.68 percent.

Currently, 10 year jumbo mortgage rates are averaging 5.26 percent, a decline from the prior week’s average 10 year jumbo home mortgage rates of 5.43 percent. Current 10 year jumbo home loan refinance rates are also averaging 5.26 percent.

Interest Only Mortgage Rates Conventional

Current 3 year interest only mortgage rates are averaging 4.23 percent, down from last week’s average interest only mortgage loan rate of 4.42 percent.

Current 5 year interest only mortgage rates today are averaging 3.76 percent, up from last week’s average five year interest only mortgage loan rate of 3.67 percent.

7 year interest only home mortgage rates today are averaging 4.02 percent, unchanged from last week’s average 7 year IO mortgage rate.

Interest Only Jumbo Mortgage Rates

3 year jumbo interest only loan mortgage rates are averaging 5.16 percent, down from last week’s average jumbo interest only mortgage rate of 5.27 percent.

5 year jumbo interest only home loan rates are at 4.52 percent, down from an average IO home mortgage rate of 4.54 percent.

7 year jumbo IO mortgage rates today are averaging 4.95 percent, up from an average jumbo 7 year home mortgage rate of 4.81 percent last week.

Home Equity Loan Rates Today

Current 10 year home equity loan rates are averaging 7.115 percent, unchanged from last week’s average home equity loan rate.

Today’s 15 year home equity rates are averaging 7.433 percent this week, no change from last week’s average home equity loan rate.

Home Equity Line of Credit Rates Current

Current average home equity line of credit rates (HELOC) are at 4.777 percent this week, unchanged from last week’s average HELOC rate.

First Jersey Credit Union headquartered in Wayne, New Jersey, is advertising some very competitive mortgage rates compared to other credit union’s mortgage rates. First Jersey Credit Union is advertising fixed mortgage rates, adjustable mortgage rates and FHA mortgage rates.

Looking for current mortgage rates today and refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the lowest mortgage rates and refinance rates in your state. Unlike most websites no personal information is needed to display a list of mortgage rates in your state.

Fixed mortgage rates include conventional 30 year mortgage rates, conventional 15 year mortgage rates and conventional 40 year mortgage rates. Jumbo fixed mortgage rates include 30 year jumbo mortgage rates and 15 year jumbo mortgage rates.

Adjustable mortgage rates advertised by FJCU include 3/1 adjustable mortgage rates, 5/1 adjustable mortgage rates and 7/1 adjustable mortgage rates.

Current 30 year fixed conforming mortgage rates are advertised at 4.50 percent with a 1.00 percent origination fee. The credit union’s 30 year mortgage rate is lower than today’s national average 30 year mortgage rate of 4.65 percent.

First Jersey Credit Union Current Mortgage Rates

• Conventional 40 Yr Fixed Mortgage Rates 4.88%
• Conventional 30 Yr Fixed Mortgage Rates 4.50%
• Conv 15 Yr Fixed Mortgage Rates 4.38%
• Jumbo 30 Yr Fixed Mortgage Rates 5.13%
• Jumbo 15 Yr Fixed Mortgage Rates 4.50%
• FHA 30 Yr Fixed Mortgage Rates 4.00%
• 3/1 Adjustable Mortgage Rates 3.13%
• 5/1 Adjustable Mortgage Rates 3.25%
• 7/1 Adjustable Mortgage Rates 3.63%

For a current list of First Jersey Credit Union’s mortgage rates go to firstjerseycu.com. To compare mortgage interest rates and mortgage refinance rates from several financial institutions go to MonitorBankRates.com.

Alliant Credit Union of Chicago, Illinois, is advertising some of the lowest mortgage rates currently available. You can sign up for their mortgage rate watch via email and receive email alerts when mortgage rates change. The credit union is advertising fixed conforming mortgage rates, adjustable mortgage rates, fixed conforming interest only mortgage rates and interest only adjustable mortgage rates.

Searching for today’s mortgage rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find the lowest mortgage rates in your state. Unlike most websites no personal information is needed to display a list of mortgage rates.

Current conforming 30 year fixed rate mortgages are advertisted at 5.125 percent with zero mortgage discount points. Other 30 year advertised rates include 5.00 percent with 0.50 mortgage points and 4.875 percent with 1.00 points.

30 year interest only mortgage rates are higher than regular 30 year mortgage rates. Current 30 year IO mortgage rates are at 5.375 percent with 1.00 points. Other advertised mortgage rates include a rate of 5.50 percent with 0.50 points and 5.625 percent with 0.00 points.

Today’s conforming 15 year fixed rate mortgages are advertised at 4.25 percent 1.00 mortgage discount points. Other current 15 year advertised rates include 4.375 percent with 0.50 mortgage points and 4.50 percent with 0.00 points.

We are quoted the following mortgage rates for a $400,000 mortgage loan in the state of Connecticut. You can use Alliant credit union’s website to get mortgage quotes in your state.

Alliant Credit Union Mortgage Rates

1 Year Adjustable Mortgage Rates

Mortgage Rates Points
3.13% 1.00%
3.25% 0.50%
3.38% 0.00%

3 Year Adjustable Mortgage Rates

Mortgage Rates Points
3.13% 1.00%
3.38% 0.00%
3.50% 0.00%
3.63% 0.00%

5 Year Adjustable Mortgage Rates 

Mortgage Rates Points
3.13% 1.00%
3.38% 0.00%
3.50% 0.00%
3.63% 0.00% 

Interest Only 5/1 Adjustable Mortgage Rates

Adjustable Mortgage Rates Points
3.75% 1.00%
4.00% 0.00%
4.13% 0.00%
4.25% 0.00% 

7 Year Adjustable Mortgage Rates

Mortgage Rates Points
3.63% 1.00%
3.88% 0.00%
4.00% 0.00%
4.13% 0.00% 

Interest Only 7/1 Adjustable Mortgage Rates

Mortgage Rates Points
4.25% 1.00%
4.50% 0.00%
4.63% 0.00%
4.75% 0.00%

10 Year Adjustable Mortgage Rates

Mortgage Rates Points
4.25% 1.00%
4.50% 0.00%
4.63% 0.00%
4.75% 0.00%

For a list of current mortgage rates from Alliant Credit Union go to alliantcreditunion.org. For a list of today’s mortgage rates from several banks and credit unions go to MonitorBankRates.com.

Eastern New York Federal Credit Union is advertising some of the best mortgage rates currently available. The credit union is advertising fixed mortgage rates and adjustable mortgage rates. Fixed rate mortgages include 30 year mortgage rates, 20 year mortgage rates, 15 year mortgage rates and 10 year mortgage rates.

Looking for today’s mortgage rates and mortgage refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find current mortgage rates in your state. Unlike most websites, no personal information is needed for a list of mortgage rates.

Advertised adjustable rate mortgages include 1 year adjustable mortgage rates, 3 year adjustable mortgage rates, 5 year adjustable mortgage rates, 6 year adjustable mortgage rates and 10 year adjustable mortgage rates. Adjustable loans are amortized over 30 years and 40 years.

The one downside to amortizing a mortgage loan over 40 years is you’ll pay a lot more in mortgage interest over the life of the loan. The positive is your monthly mortgage payments will be lower.

Eastern New York Federal Credit Union Mortgage Rates

Fixed Mortgage Rates

30 Year Fixed Mortgage Rates 

Rate Points
4.00% 3.00%
4.25% 2.00%
4.50% 1.00%
4.63% 0.00%
 
20 Year Fixed Mortgage Rates 

Rate Points
3.75% 3.00%
4.00% 2.00%
4.25% 1.00%
4.38% 0.00%
 
15 Year Fixed Mortgage Rates 

Rate Points
3.38% 3.00%
3.63% 2.00%
3.88% 1.00%
4.00% 0.00%
 
10 Year Fixed Mortgage Rates 

Rate Points
3.38% 3.00%
3.63% 2.00%
3.88% 1.00%
4.00% 0.00%

Adjustable Mortgage Rates

1/1/30 Year Adjustable Mortgaeg Rate  

Rate Points 
2.88% 2.00% 
3.00% 1.00% 
3.13% 0.00% 
  
1/1/40 Year Adjustable Mortgage Rate  

Rate Points 
4.63% 0.00% 
  
3/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.25% 2.00% 
3.38% 1.00% 
3.50% 0.00% 
  
3/1/40 Year Adjustable Mortgage Rate  

Rate Points 
4.75% 0.00% 
  
5/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.38% 2.00% 
3.50% 1.00% 
3.63% 0.00% 
  
5/1/40 Year Adjustable Mortage Rate  

Rate Points 
4.88% 0.00% 
  
6/2/30 Year Adjustable Mortgage Rate  

Rate Points 
4.88% 0.00% 
  
6/2/40 Year Adjustable Mortgage Rate  

Rate Points 
5.00% 0.00% 
  
10/1/30 Year Adjustable Mortgage Rate  

Rate Points 
3.63% 2.00% 
3.75% 1.00% 
3.88% 0.00% 
  
10/1/40 Year Adjustable Mortgage Rate  

Rate Points 
5.13% 0.00% 

Mortgage interest rates can change at any time. For a current list of mortgage rates at Eastern New York Federal Credit Union go to enyfcu.org.

Current 30 year fixed mortgage rates are unchanged averaging 4.76 percent, unchanged from Monday’s average 30 year mortgage rate. Mortgage rates have come down significantly over the past couple of weeks, surprising analysts who believed mortgage rates would increase when the Federal Reserve stopped buying mortgage backed securities. 15 year mortgage rates were slightly higher this week. The current average 15 year mortgage rate is 4.25 percent, up from Monday’s average mortgage rate of 4.21 percent but still lower then last week’s average mortgage rate of 4.27 percent. U.S. Treasury yields were lower on Friday, 10 year Treasury yields were at 3.22%.

Searching for the mortgage rates and refinance rates? Use our mortgage rate tables at MortgageRates.MonitorBankRates.com to find current mortgage rates and mortgage refinance rates. Unlike most websites, no personal information is needed for a list of mortgage rates.

Current Jumbo Mortgage Rates

Current 30 year jumbo mortgage rates are averaging 5.40 percent, up from an average jumbo mortgage rate of 5.36 percent earlier in the week. Current 30 year jumbo refinance rates are higher averaging 5.40 percent.

Today’s 15 year fixed jumbo mortgage interest rates are averaging 4.85 percent, up from an average jumbo mortgage loan rate of 4.81 percent. Current15 year jumbo refinance mortgage rates are also higher at 4.85 percent.

Current Adjustable Mortgage Interest Rates

Current 1 year conventional adjustable mortgage interest rates are averaging 3.71 percent, unchanged from an average 1 year adjustable rate of 3.71 percent on Monday. Currently, 1 year adjustable refinance mortgage interest rates are also averaging 3.71 percent.

Today’s 3 year conventional adjustable mortgage rates are averaging 4.36 percent, up from an average mortgage rate of 4.32 percent. 3 year refinance mortgage interest rates today are also up this week averaging 4.36 percent.

Currently, 5 year conventional adjustable mortgage interest rates are averaging 3.67 percent, down from an average home mortgage interest rate of 3.75 percent. 5 year refinance home mortgage rates are averaging 3.67 percent.

Current 7 year conventional adjustable mortgage interest rates are averaging 4.13 percent, down from an average 7 year  mortgage home interest rate of 4.15 percent. 7 year mortgage loan refinance rates are averaging 4.13 percent.

10 year conforming adjustable  mortgage rates today are averaging 4.46 percent, up slightly from an average 10 year home mortgage rate of 4.45 percent. Current 10 year home loan mortgage refinance rates are averaging 4.46 percent.

Jumbo Adjustable Mortgage Rates Today

1 year jumbo adjustable mortgage rates are averaging 5.95 percent, unchanged from last week’s average 1 year adjustable jumbo mortgage rate. 1 year jumbo refinance mortgage rates are also averaging 5.95 percent.

3 year jumbo adjustable mortgage rates currently are averaging 4.74 percent, down from an average jumbo mortgage rate of 4.94 percent. 3 year jumbo refinance rates are also down to 4.74 percent today.

Current 5 year jumbo adjustable mortgage rates are averaging 4.16 percent, down from an average home mortgage rate of 4.24 percent. 5 year jumbo home refinance loan rates today are averaging 4.16 percent.

Today’s 7 year jumbo adjustable mortgage interest rates are averaging 4.86 percent, down from an average 7 year home loan rate of 4.86 percent. Current 7 year jumbo refinance rates are also down to 4.86 percent.

Currently, 10 year jumbo home mortgage rates today are averaging 5.60 percent, up an average 10 year jumbo home mortgage rate of 5.58 percent. Today’s 10 year jumbo home loan refinance rates are also averaging 5.60 percent.

Interest Only Mortgage Rates Currently

Today’s 3 year interest only conforming mortgage rates are averaging 4.54 percent, up from an average IO home mortgage rate of 4.51 percent.

Current 5 year conventional interest only mortgage rates today are averaging 3.86 percent, down from an average five year interest only mortgage  rate of 3.88 percent.

Currently, 7 year IO home mortgage rates are averaging 4.30 percent, up from an average mortgage rate of 4.27 percent last.

Today’s Jumbo Interest Only Mortgage Rates

Current 3 year jumbo interest only mortgage rates are averaging 5.60 percent, an increase from an average jumbo interest mortgage rate of 5.51 percent.

5 year jumbo interest only home mortgage rates today are averaging 4.81 percent, up  from an average IO home mortgage rate of 4.80 percent.

Currently, 7 year jumbo IO home mortgage loans are averaging 5.18 percent, down from an average jumbo 7 year home mortgage rate of 5.30 percent.