Virtual Bank is advertising fixed conforming mortgage rates, conforming adjustable mortgage rates and jumbo adjustable mortgage rates. Virtual Bank also offering FHA loan programs. Fixed rate mortgages are available in 30 year, 20 year and 15 year. The bank’s 3 year jumbo adjustable mortgage rate is currently lower than their 3 year conforming adjustable mortgage rate.

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The bank’s advertised 30 year fixed mortgage rate is currently at 4.75 percent. The bank’s 30 year advertised rate is a little higher than the current national average 30 year rate of 4.67 percent.

15 year fixed mortgage rates are advertised at 4.25 percent. The current national average 15 year mortgage rate is 4.18 percent as of this morning.

Virtual Bank Adjustable Mortgage Rates

• 3 Year Adjustable Mortgage Rate 4.25% APR 4.27% 
• 5 Year Adjustable Mortgage Rate 4.25% APR 4.27% 
• 7 Year Adjustable Mortgage Rate 4.375% APR 4.40%

Virtual Bank Jumbo Adjustabe Mortgage Rates

• 3 Year Adjustable Jumbo Mortgage Rate 4.125% APR 4.13% 
• 5 Year Adjustable Jumbo Mortgage Rate 4.25% APR 4.26% 
• 7 Year Adjustable Jumbo Mortgage Rate 5.50% APR 5.51%

For a list of Virtual Bank’s current mortgage rates go to virtualbank.com. For a list of mortgage rates from several banks and credit unions go to MonitorBankRates.com.