Mortgage rates are mostly lower today, Wednesday, November 16, 2011.  Mortgage rates today on 30 year conforming home mortgage loans are averaging 4.06%, down from yesterday’s average 30 year mortgage rate of 4.13%. Mortgage rates currently on 15 year conforming home loans are averaging 3.395%, a decrease from yesterday’s average 15 year rate of 3.39%.  

Compare current mortgage rates from many lenders by using our rate tables here: Current Mortgage Rates. Unlike most websites, no personal information is needed to view a list of mortgage rates.

Mortgage rates today on 30 year jumbo mortgage loans are averaging 4.49% down from yesterday’s average 30 year jumbo mortgage rate of 4.54%. 15 year jumbo mortgage rates are averaging 3.79%, unchanged from yesterday’s average 15 year jumbo mortgage rate.

Today’s Mortgage Rates

Conforming Adjustable Mortgage Loans – Mortgage Rates

1 year home loan adjustable mortgage rates current are averaging 3.76%, an increase from last week’s average 1 year adjustable mortgage rate of 3.67%.

3 year adjustable mortgage rates today are averaging 2.74%, an increase from last week’s average 3 year adjustable mortgage rate of 2.60%.

5 year adjustable mortgage rates are averaging 2.77%, an increase from the prior week’s average 5 year adjustable rate of 2.73%.

Current 7 year adjustable mortgage rates are averaging 3.06%, an increase from the previous week’s average 7 year adjustable mortgage rate of 3.30%.

10 year adjustable mortgage rates currently are averaging 3.57%, up from last week’s average 10 year adjustable rate of 3.53%.

Adjustable Jumbo Loans –Today’s Mortgage Rates

Current 1 year jumbo adjustable mortgage rates are averaging 4.50%,  unchanged from last week’s average adjustable jumbo mortgage rate.

3 year adjustable jumbo rates today are averaging lower at 3.39%, down from last week’s average 3 year jumbo adjustable rate of 3.41%.

5 year adjustable jumbo mortgage rates and refinance rates currently are averaging 3.01%, up from last week’s average jumbo adjustable rate of 2.94%.

7 year jumbo adjustable mortgage rates and refinance rates today are averaging 3.47%, up from last week’s average 7 year adjustable home loan rate of 3.44%.

10 year jumbo loan rates and refi rates are averaging 3.89%, down from the prior week’s average 10 year jumbo home mortgage loan rate of 3.95%.

Conforming Interest Only Adjustable Loans – Current Mortgage Rates

3 year interest only adjustable mortgage loan rates and refinancing rates are averaging 2.93%, up from last week’s average interest only mortgage loan rate of 2.87%.

5 year IO adjustable loan mortgage rates and mortgage refinance rates are averaging 2.86%, up from last week’s average five year interest only mortgage rate of 2.84%.

7 year interest only adjustable mortgage rates and refinance rates are averaging 3.07%, down from last week’s average 7 year interest-only mortgage interest rate of 3.16%.

Interest Only Jumbo Loans –  Mortgage Rates Today

Today’s 3 year jumbo interest only adjustable loan rates are averaging 3.56%, down from last week’s average jumbo adjustable interest only rate of 3.65%

Current 5 year adjustable jumbo interest only rates are averaging 3.34%, a decrease from last week’s average IO home mortgage interest rate of 3.38%.

Today’s 7 year jumbo interest only adjustable rates are averaging 3.70%, up from last week’s average jumbo 7 year home mortgage loan rate 3.65%.

Home Equity Loans – Home Equity Rates Currently

10 year home equity loan rates are averaging 6.43%, down from last week’s average home equity loan rate of 6.48%.

15 year home equity rates are averaging 6.39%, unchanged from last week’s average home equity loan rate.

Home Equity Line of Credit - Today’s Rates

Home equity line of credit rates currently are averaging 4.81%, unchanged last week’s average rate HELOC rate.

Mortgage Calculators

Monitor Bank Rates offers a free mortgage calculator with an amortization schedule you can use to calculate how much home you can afford. You can find the mortgage calculator under our “Calculators” section.