American Bank Online is currently offering conforming mortgage rates and jumbo mortgage rates that are very competitive with the current national average mortgage rates.

30 year conforming mortgage rates are advertised at 4.625 with 3.25 mortgage discount points. 3.25 points is rather steep but if you’re not interested in paying 3.25 points, you can get a 30 year mortgage rate at 5.125 percent with 0.25 points. That rate still beats the national average of 5.17 percent.

15 year conforming mortgage rates are advertised at 4.50 percent with zero points. 4.50 percent for a 15 year loan is one of the best mortgage rates available right now. The rate also beats the current average rate of 4.54 percent.

30 year jumbo mortgage rates are advertised at 5.125 percent with 3 discount points. The jumbo rate goes up to 6.00 percent with zero mortgage points.

15 year jumbo mortgage interest rates are 4.875 percent with 3 mortgage discount points. The bank is also offering a 15 year jumbo rate of 5.875 percent with zero points.

The advertised rates are valid for counties within Lehigh Valley, PA which include the counties of Lehigh and Northampton.